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Fintech News India

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Fintech funding, IPOs, app launches, regulatory sandbox and startup news.

📰 Latest Fintech News

Fintech

Zerodha Gets SEBI Nod: What New-Age IPOs Mean for You

Zerodha has received SEBI's merchant banking licence through its subsidiary. This lets it manage IPOs and fundraising for startups — which could soon mean more new-age company listings available to everyday retail investors.

Inc42 Media
Fintech

Upstox Eyes IPO: Is Your Broker's Future Safe?

Upstox, one of India's top discount brokers, is reportedly planning an IPO worth around ₹3,800 crore. If you trade or invest through Upstox, here's what a broker going public means for your money and account safety.

Inc42 Media
Fintech

Fake 'Prasad' Sold Online: Is Your Order Real?

Amazon was fined ₹1 lakh by India's consumer watchdog for hosting a fake 'Ayodhya Prasad' listing. Learn how misleading online product claims work, what your rights are, and how to protect yourself from religious or institutional name misuse in ecommerce.

Inc42 Media
Fintech

₹672 Crore Loan Fraud: 5 Red Flags You Must Know

The founders of Gensol and BluSmart are accused of diverting over ₹672 crore in loans meant for EVs. Here's what loan fraud looks like — and how you can protect your money from similar schemes.

NDTV Profit - Latest
Fintech

Savings App Frozen? Your ₹ at Risk Without Warning

A Karnataka High Court ruling confirms police can freeze bank accounts linked to fintech apps during investigations without needing a magistrate's permission first. If your savings app is under probe, your money could be locked instantly — even if you did nothing wrong.

Inc42 Media
Fintech

New Wealthtech Apps: Is Your Money Actually Safe?

A new Indian wealthtech startup called Corpus Labs is entering the investment management space. Before you trust any new fintech with your money, here's what every Indian investor must check to stay safe.

Inc42 Media
Fintech

Byju's Collapse: Can You Recover Your Money?

Byju's is fighting multiple creditors in court while still owing money to students, teachers, and investors. If you paid fees or have a refund pending, here is what you can actually do to protect yourself.

NDTV Profit - Latest
Fintech

Fintech Loans Growing Fast: Is Your EMI Deal Fair?

India's digital lending NBFCs grew their loan books by over 21% in a year, and they're now offering bigger loans. More competition means more options for you — but also more risk if you don't compare carefully.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

Jio Credit Gets ₹18K Cr: Will Your EMIs Get Cheaper?

Bank of America is set to take a nearly 50% stake in Jio Credit, pumping in over ₹18,000 crore. For Indian borrowers, this could mean more digital loan options, sharper rates, and faster approvals — especially for first-time credit users.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Fintech

5.1L Ecommerce Complaints: Is Your Refund Safe?

Over 5.1 lakh Indians complained about ecommerce platforms in 2025 — a 14% jump from last year. Fake products, missing refunds, and delivery fraud top the list. Here's how to protect your money when shopping online.

Inc42 Media
Fintech

Pay Bills, Earn Flight Points: Is It Worth It?

A new app lets you earn IndiGo airline reward points when you pay credit card bills and utilities. You get 1 BluChip per ₹1,000 paid, up to ₹1,000 worth monthly. Here's whether it's actually useful.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

62% Investors Follow Finfluencers: Your Money at Risk?

SEBI's AI tool Project Sudarsan has flagged over 20,000 fake or misleading investment posts on social media since late 2025. With 6 in 10 investors admitting finfluencers shape their money choices, here's how to protect yourself from financial misinformation.

mint - money
Fintech

5 Fintech IPOs Coming: Should You Invest?

A fresh wave of fintech startups — including lending apps and investment platforms — are heading to India's stock market. Before you apply for their IPOs, here's what every middle-class investor must know.

Inc42 Media
Fintech

Aadhaar Biometric Lock: Secure Your ID in 3 Steps

The official Aadhaar app now has over 4 crore users. It lets you lock your fingerprints and face ID so nobody can misuse your biometrics for loans, SIM cards, or bank access without your permission.

Wealth-Economic Times
Fintech

Live Near a Toll? Digital Pass Cuts Your Daily Bill

NHAI's RajmargYatra app now lets commuters living near toll plazas buy a Digital Local Pass online. This can save regular highway users hundreds of rupees monthly — no more queues or cash payments at the booth.

mint - money
Fintech

Aadhaar App: 5 Services Protecting Your Identity Now

The official Aadhaar app now has 4 crore users and lets you update your mobile number, address, and email, lock your biometrics, and carry a digital ID — no UIDAI office visit needed.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

LPG on Instamart: Is Your Cylinder Price the Same?

Swiggy's Instamart has partnered with HPCL to deliver LPG cylinders on-demand in Bengaluru. Sounds convenient — but is the price, subsidy, and safety the same as your regular booking? Here's what you need to know.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

140 vs 1600 Numbers: Is Your Bank Call a Scam?

TRAI and Truecaller are fighting over how to label calls from 140 and 1600 number series. Here's what it means for you: telling a real bank call from a scammer just got harder.

Inc42 Media
Fintech

1600 Calls Can't Be Blocked: Is Your Phone Safe?

TRAI says calls from 1600 number series — used for transactional alerts like bank OTPs and delivery updates — cannot be blocked even if you are on the DND registry. Only 140-series promotional calls can be stopped via DND registration.

NDTV Profit - Latest
Fintech

Aadhaar Email Update: Protect Your ₹ Alerts in 3 Steps

UIDAI now lets you link or update your email ID on Aadhaar directly from your phone. No centre visit needed. This matters because your Aadhaar is tied to your bank account, loans, and tax records — and real-time alerts keep fraudsters out.

NDTV Profit - Latest
Fintech

New Aadhaar App Replaces mAadhaar: Is Your ID Safe?

UIDAI is shutting down the mAadhaar app and launching a new Aadhaar app with face-based login, QR sharing, and a lock feature to protect your identity from misuse.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

Lost Lounge Access? 3 Cards That Still Give It Free

Many credit cards are quietly removing free airport lounge access. But some cards and new fintech programs still offer it free — here's how to make sure you're not paying for something you could get at no cost.

Wealth-Economic Times
Fintech

Meta Buys Into CRED: Is Your Finance Data Safe?

Meta has invested $900 million into CRED, valuing it at $4.5 billion. CRED founder Kunal Shah moves to WhatsApp. Here's what this corporate shake-up could mean for your CRED account, rewards, and financial privacy.

Inc42 Media
Fintech

New Aadhaar App 2026: Is Your mAadhaar Data Safe?

UIDAI has launched a new Aadhaar app to replace mAadhaar. It gives you better privacy controls and stronger data security. You do not need to move your data manually — but you should update the app to stay protected.

mint - money
Fintech

Cashback Cards: Earn While You Spend Daily

Cashback credit cards reward you every time you swipe — on groceries, fuel, bills, and online shopping. Unlike reward points that expire or confuse, cashback goes straight back into your pocket. For Indian middle-class families spending ₹20,000–₹40,000 a month, picking the right cashback card can quietly save thousands of rupees every year without changing how you live.

Wealth-Economic Times
Fintech

Bank Lockers Are Hard to Get — Here's What to Do

Most Indian bank branches don't have enough lockers for everyone who wants one. A fintech startup just raised ₹42 crore to build automated lockers in apartments and offices. This is a good time to understand your options for keeping valuables safe — and what rights you have if you already have a bank locker.

Inc42 Media
Fintech

P2P Lending: High Returns — May 2026

Peer-to-peer lending lets you act like a bank — lending your money directly to borrowers through online platforms and earning interest rates much higher than FDs. But unlike a bank deposit, your money isn't insured. Before you invest, you need to understand exactly what you're signing up for.

mint - money
Fintech

Pine Labs Buys Shopflo — Apr 2026

Pine Labs, one of India's biggest payment companies, is buying Shopflo — a startup that makes online checkout faster and smoother — for ₹88 crore. This deal signals that digital payments in India are booming, and better checkout technology could soon mean safer, faster, and more rewarding online shopping experiences for everyday Indians.

Inc42 Media
Fintech

New Gaming Rules: What Happens to Your Money

India's new online gaming rules, effective May 2025, create a clear divide between skill-based money games and regular e-sports. Platforms must now register with the government, follow user safety rules, and limit how they handle your deposits. If you play fantasy sports, rummy, or poker for real money, these rules directly affect your wallet and winnings.

mint - money
Fintech (also)

Pay-as-You-Drive: Could You Save ₹12,000 on Car Insurance?

Motor insurers are now offering personalised plans — pay-as-you-drive, named-driver covers, and data-linked premiums. If you drive less or safer, you could pay significantly less than a standard own-damage policy.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine

Fintech — Quick Answers

Are fintech lenders safe to borrow from?
Yes, if they're either NBFCs registered with the RBI or partnered with an RBI-registered NBFC. Check the lender's RBI CoR status before borrowing. Illegal loan apps are a real risk — GoCredit's Loan Kavach helps you verify legitimacy and file complaints against illegal apps.
What is RBI's digital lending guideline?
The 2022 Digital Lending Guidelines mandate that only regulated entities (RBI-registered NBFCs and banks) can offer loans directly. Loan servicing entities (LSEs) can only facilitate. Requires transparent APR disclosure, cooling-off period, and grievance officer. Look for RBI-registered names in the KFS (Key Fact Statement).
What is a regulatory sandbox?
The RBI Sandbox lets fintech companies test innovative products (like new payment methods or AI-driven credit scoring) in a controlled environment with limited customer exposure. Successful sandbox exits often precede mainstream rollouts. Sandbox reports offer clues to upcoming product launches.
Which fintech apps are RBI-registered NBFCs?
KreditBee (Krazybee Services), Navi (Navi Finserv), MoneyView (Money View), CASHe (CASHe), Fibe (formerly EarlySalary), and Bajaj Finserv are among the well-known RBI-registered NBFCs. Verify current registration on the RBI's NBFC directory (rbi.org.in) before applying.

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