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Fintech News India

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Fintech funding, IPOs, app launches, regulatory sandbox and startup news.

📰 Latest Fintech News

Fintech

Health Insurance on EMI: What You Really Pay?

More Indians are paying health insurance premiums in monthly or quarterly instalments instead of one lump sum. It sounds convenient, but EMI-based premiums often carry hidden loading charges that quietly inflate your total annual cost.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

Loan App Morphed Your Photo? ₹6L Lost in Indore

Four people in Indore lost over ₹6 lakh to fake loan apps that morphed their photos and used them to extort money. This scam is spreading across India and targets anyone who downloads unverified loan apps.

Free Press Journal
Fintech

NBFC Loans Up 15.8%: Is Your Rate Dropping?

NBFCs grew their loan book by 15.8% in August 2026, driven by retail and farm lending. If you borrow from an NBFC, this boom affects your rate, eligibility, and loan options right now.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Fintech

₹36.23 Crore Lost to Cyber Fraud: Are You Next?

Coimbatore residents lost ₹36.23 crore to cyber fraudsters in just 9 months. Police are warning people to stay alert. Scammers are using fake calls, loan apps, and investment traps to steal your money.

The Hindu
Fintech

2nd GST Registration? Auto-Fill Saves Your Time

GSTN now auto-fills your existing business details when you apply for an additional GST registration under the same PAN. Small business owners opening a new branch or operating in a second state no longer need to re-enter all information from scratch.

taxguruin
Fintech

MSME Loan Portal: Get Your Answer in 30 Days?

A government board has proposed a single online portal where MSMEs can apply for loans and get a decision within 30 days. If approved, this could end the months-long wait small business owners face at banks today.

BW Businessworld
Fintech

Fintech Loans Beat Banks: Is Your EMI Cheaper?

Digital lenders are giving out more personal loans than traditional banks, especially to younger Indians. Fintech apps are faster, but are they cheaper and safer? Here's what you need to know before you borrow.

mint - money
Fintech

Digital Loans Up 28%: Are You Getting a Fair Rate?

Digital NBFCs gave out 3.4 crore personal loans in just one quarter. The total loan book hit ₹1.54 lakh crore, up 28%. More competition means you may qualify for a better rate — but only if you know where to look.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

₹442 Crore Seized: Is Your Gaming App Money Safe?

The ED has seized ₹442 crore in assets linked to online rummy platform RummyCulture in a money laundering case. If you store real money in gaming apps, here's what this means for your wallet and safety.

MEDIANAMA
Fintech

DigiLocker Goes Private: Your Loan Docs in 1 Tap?

The government wants to expand DigiLocker so private banks, insurers, and hospitals can access your documents directly. This could mean faster loan approvals, easier insurance claims, and less paperwork — but also raises questions about who sees your data.

MEDIANAMA
Fintech

Digital Lenders Are Flush: Is Your Loan Actually Safe?

Kissht is raising ₹832 crore to grow its lending business just months after its IPO. More digital loan money is chasing Indian borrowers. Here's how to borrow smart and stay safe from predatory traps in the digital lending boom.

Inc42 Media
Fintech

Truecaller Blocking Your Bank Calls? New Rules Fix This

TRAI has updated spam rules to stop apps like Truecaller from blocking 140 and 1600-series calls — the ones your bank, insurer, and lender use to send you important alerts and OTPs.

MEDIANAMA
Fintech

Zerodha Gets SEBI Nod: What New-Age IPOs Mean for You

Zerodha has received SEBI's merchant banking licence through its subsidiary. This lets it manage IPOs and fundraising for startups — which could soon mean more new-age company listings available to everyday retail investors.

Inc42 Media
Fintech

Upstox Eyes IPO: Is Your Broker's Future Safe?

Upstox, one of India's top discount brokers, is reportedly planning an IPO worth around ₹3,800 crore. If you trade or invest through Upstox, here's what a broker going public means for your money and account safety.

Inc42 Media
Fintech

Fake 'Prasad' Sold Online: Is Your Order Real?

Amazon was fined ₹1 lakh by India's consumer watchdog for hosting a fake 'Ayodhya Prasad' listing. Learn how misleading online product claims work, what your rights are, and how to protect yourself from religious or institutional name misuse in ecommerce.

Inc42 Media
Fintech

Savings App Frozen? Your ₹ at Risk Without Warning

A Karnataka High Court ruling confirms police can freeze bank accounts linked to fintech apps during investigations without needing a magistrate's permission first. If your savings app is under probe, your money could be locked instantly — even if you did nothing wrong.

Inc42 Media
Fintech

New Wealthtech Apps: Is Your Money Actually Safe?

A new Indian wealthtech startup called Corpus Labs is entering the investment management space. Before you trust any new fintech with your money, here's what every Indian investor must check to stay safe.

Inc42 Media
Fintech

Byju's Collapse: Can You Recover Your Money?

Byju's is fighting multiple creditors in court while still owing money to students, teachers, and investors. If you paid fees or have a refund pending, here is what you can actually do to protect yourself.

NDTV Profit - Latest
Fintech

Fintech Loans Growing Fast: Is Your EMI Deal Fair?

India's digital lending NBFCs grew their loan books by over 21% in a year, and they're now offering bigger loans. More competition means more options for you — but also more risk if you don't compare carefully.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

Jio Credit Gets ₹18K Cr: Will Your EMIs Get Cheaper?

Bank of America is set to take a nearly 50% stake in Jio Credit, pumping in over ₹18,000 crore. For Indian borrowers, this could mean more digital loan options, sharper rates, and faster approvals — especially for first-time credit users.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Fintech

5.1L Ecommerce Complaints: Is Your Refund Safe?

Over 5.1 lakh Indians complained about ecommerce platforms in 2025 — a 14% jump from last year. Fake products, missing refunds, and delivery fraud top the list. Here's how to protect your money when shopping online.

Inc42 Media
Fintech

Pay Bills, Earn Flight Points: Is It Worth It?

A new app lets you earn IndiGo airline reward points when you pay credit card bills and utilities. You get 1 BluChip per ₹1,000 paid, up to ₹1,000 worth monthly. Here's whether it's actually useful.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

62% Investors Follow Finfluencers: Your Money at Risk?

SEBI's AI tool Project Sudarsan has flagged over 20,000 fake or misleading investment posts on social media since late 2025. With 6 in 10 investors admitting finfluencers shape their money choices, here's how to protect yourself from financial misinformation.

mint - money
Fintech

5 Fintech IPOs Coming: Should You Invest?

A fresh wave of fintech startups — including lending apps and investment platforms — are heading to India's stock market. Before you apply for their IPOs, here's what every middle-class investor must know.

Inc42 Media
Fintech

Aadhaar Biometric Lock: Secure Your ID in 3 Steps

The official Aadhaar app now has over 4 crore users. It lets you lock your fingerprints and face ID so nobody can misuse your biometrics for loans, SIM cards, or bank access without your permission.

Wealth-Economic Times
Fintech

Live Near a Toll? Digital Pass Cuts Your Daily Bill

NHAI's RajmargYatra app now lets commuters living near toll plazas buy a Digital Local Pass online. This can save regular highway users hundreds of rupees monthly — no more queues or cash payments at the booth.

mint - money
Fintech

Aadhaar App: 5 Services Protecting Your Identity Now

The official Aadhaar app now has 4 crore users and lets you update your mobile number, address, and email, lock your biometrics, and carry a digital ID — no UIDAI office visit needed.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

LPG on Instamart: Is Your Cylinder Price the Same?

Swiggy's Instamart has partnered with HPCL to deliver LPG cylinders on-demand in Bengaluru. Sounds convenient — but is the price, subsidy, and safety the same as your regular booking? Here's what you need to know.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

140 vs 1600 Numbers: Is Your Bank Call a Scam?

TRAI and Truecaller are fighting over how to label calls from 140 and 1600 number series. Here's what it means for you: telling a real bank call from a scammer just got harder.

Inc42 Media
Fintech

1600 Calls Can't Be Blocked: Is Your Phone Safe?

TRAI says calls from 1600 number series — used for transactional alerts like bank OTPs and delivery updates — cannot be blocked even if you are on the DND registry. Only 140-series promotional calls can be stopped via DND registration.

NDTV Profit - Latest

❓ Fintech — Quick Answers

Are fintech lenders safe to borrow from?
Yes, if they're either NBFCs registered with the RBI or partnered with an RBI-registered NBFC. Check the lender's RBI CoR status before borrowing. Illegal loan apps are a real risk — GoCredit's Loan Kavach helps you verify legitimacy and file complaints against illegal apps.
What is RBI's digital lending guideline?
The 2022 Digital Lending Guidelines mandate that only regulated entities (RBI-registered NBFCs and banks) can offer loans directly. Loan servicing entities (LSEs) can only facilitate. Requires transparent APR disclosure, cooling-off period, and grievance officer. Look for RBI-registered names in the KFS (Key Fact Statement).
What is a regulatory sandbox?
The RBI Sandbox lets fintech companies test innovative products (like new payment methods or AI-driven credit scoring) in a controlled environment with limited customer exposure. Successful sandbox exits often precede mainstream rollouts. Sandbox reports offer clues to upcoming product launches.
Which fintech apps are RBI-registered NBFCs?
KreditBee (Krazybee Services), Navi (Navi Finserv), MoneyView (Money View), CASHe (CASHe), Fibe (formerly EarlySalary), and Bajaj Finserv are among the well-known RBI-registered NBFCs. Verify current registration on the RBI's NBFC directory (rbi.org.in) before applying.

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