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Fintech News India

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Fintech funding, IPOs, app launches, regulatory sandbox and startup news.

📰 Latest Fintech News

Fintech

Aadhaar Biometric Lock: Secure Your ID in 3 Steps

The official Aadhaar app now has over 4 crore users. It lets you lock your fingerprints and face ID so nobody can misuse your biometrics for loans, SIM cards, or bank access without your permission.

Wealth-Economic Times
Fintech

Live Near a Toll? Digital Pass Cuts Your Daily Bill

NHAI's RajmargYatra app now lets commuters living near toll plazas buy a Digital Local Pass online. This can save regular highway users hundreds of rupees monthly — no more queues or cash payments at the booth.

mint - money
Fintech

Aadhaar App: 5 Services Protecting Your Identity Now

The official Aadhaar app now has 4 crore users and lets you update your mobile number, address, and email, lock your biometrics, and carry a digital ID — no UIDAI office visit needed.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

LPG on Instamart: Is Your Cylinder Price the Same?

Swiggy's Instamart has partnered with HPCL to deliver LPG cylinders on-demand in Bengaluru. Sounds convenient — but is the price, subsidy, and safety the same as your regular booking? Here's what you need to know.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

140 vs 1600 Numbers: Is Your Bank Call a Scam?

TRAI and Truecaller are fighting over how to label calls from 140 and 1600 number series. Here's what it means for you: telling a real bank call from a scammer just got harder.

Inc42 Media
Fintech

1600 Calls Can't Be Blocked: Is Your Phone Safe?

TRAI says calls from 1600 number series — used for transactional alerts like bank OTPs and delivery updates — cannot be blocked even if you are on the DND registry. Only 140-series promotional calls can be stopped via DND registration.

NDTV Profit - Latest
Fintech

Aadhaar Email Update: Protect Your ₹ Alerts in 3 Steps

UIDAI now lets you link or update your email ID on Aadhaar directly from your phone. No centre visit needed. This matters because your Aadhaar is tied to your bank account, loans, and tax records — and real-time alerts keep fraudsters out.

NDTV Profit - Latest
Fintech

New Aadhaar App Replaces mAadhaar: Is Your ID Safe?

UIDAI is shutting down the mAadhaar app and launching a new Aadhaar app with face-based login, QR sharing, and a lock feature to protect your identity from misuse.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech

Lost Lounge Access? 3 Cards That Still Give It Free

Many credit cards are quietly removing free airport lounge access. But some cards and new fintech programs still offer it free — here's how to make sure you're not paying for something you could get at no cost.

Wealth-Economic Times
Fintech

Meta Buys Into CRED: Is Your Finance Data Safe?

Meta has invested $900 million into CRED, valuing it at $4.5 billion. CRED founder Kunal Shah moves to WhatsApp. Here's what this corporate shake-up could mean for your CRED account, rewards, and financial privacy.

Inc42 Media
Fintech

New Aadhaar App 2026: Is Your mAadhaar Data Safe?

UIDAI has launched a new Aadhaar app to replace mAadhaar. It gives you better privacy controls and stronger data security. You do not need to move your data manually — but you should update the app to stay protected.

mint - money
Fintech

Cashback Cards: Earn While You Spend Daily

Cashback credit cards reward you every time you swipe — on groceries, fuel, bills, and online shopping. Unlike reward points that expire or confuse, cashback goes straight back into your pocket. For Indian middle-class families spending ₹20,000–₹40,000 a month, picking the right cashback card can quietly save thousands of rupees every year without changing how you live.

Wealth-Economic Times
Fintech

Bank Lockers Are Hard to Get — Here's What to Do

Most Indian bank branches don't have enough lockers for everyone who wants one. A fintech startup just raised ₹42 crore to build automated lockers in apartments and offices. This is a good time to understand your options for keeping valuables safe — and what rights you have if you already have a bank locker.

Inc42 Media
Fintech

P2P Lending: High Returns — May 2026

Peer-to-peer lending lets you act like a bank — lending your money directly to borrowers through online platforms and earning interest rates much higher than FDs. But unlike a bank deposit, your money isn't insured. Before you invest, you need to understand exactly what you're signing up for.

mint - money
Fintech

Pine Labs Buys Shopflo — Apr 2026

Pine Labs, one of India's biggest payment companies, is buying Shopflo — a startup that makes online checkout faster and smoother — for ₹88 crore. This deal signals that digital payments in India are booming, and better checkout technology could soon mean safer, faster, and more rewarding online shopping experiences for everyday Indians.

Inc42 Media
Fintech

New Gaming Rules: What Happens to Your Money

India's new online gaming rules, effective May 2025, create a clear divide between skill-based money games and regular e-sports. Platforms must now register with the government, follow user safety rules, and limit how they handle your deposits. If you play fantasy sports, rummy, or poker for real money, these rules directly affect your wallet and winnings.

mint - money
Fintech (also)

UPI Abroad: 10+ Countries Where You Pay Like Home

Indian travellers can now use UPI in over 10 countries including UAE, Singapore, France, and UK. No forex card, no cash — just scan and pay in rupees from your Indian bank account.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech (also)

Paytm Money Gets ₹100 Cr Boost: Is Your SIP Safer?

Paytm is investing ₹100 crore into Paytm Money, its wealth and investing platform. If you use it for SIPs or mutual funds, here's what this means for your money and your account.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Fintech (also)

HDFC Bank Crash: Is Your SIP Portfolio Bleeding?

HDFC Bank shares fell sharply — their worst single-day drop in years. Since crores of Indians hold HDFC Bank through SIPs and mutual funds, this crash hits everyday investors far more than they realise.

NDTV Profit - Latest
Fintech (also)

Groww Expands Into 5 Services: Is Your Money Safe?

Groww, India's biggest stockbroker, is rapidly expanding into loans, wealth management, US stocks, mutual funds, and AI tools. Before you trust one app with all your money, here's what every Indian investor must know.

Inc42 Media
Fintech (also)

UPI Abroad in 36+ Countries: Your Travel Wallet?

India is expanding UPI to more countries, including Spain. Soon, Indian travellers may scan and pay abroad just like at home — no forex cards, no cash, no hidden conversion fees.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech (also)

Claiming a Dead Relative's MF? SEBI Made It Easier

SEBI has told AMFI to simplify how families claim mutual fund units after an investor dies. Whether you are a nominee or a legal heir, the paperwork and process just got less painful. Here is what changed and what you must do now.

mint - money
Fintech (also)

Paytm Turns Profitable: Is Free UPI at Risk?

Paytm just posted ₹220 crore in profit with revenue up 28%. Great for shareholders — but what does a profitable, growing Paytm mean for everyday users who rely on it for UPI payments, wallets, and buy-now-pay-later?

Inc42 Media
Fintech (also)

1% Income Rule: Build ₹1 Cr More for Retirement?

Instead of increasing your SIP by a fixed rupee amount each year, investing 1% more of your salary every year grows your retirement corpus dramatically — because your income grows too, making the upgrade automatic and powerful.

mint - money
Fintech (also)

UPI Goes Global: Can You Pay in Spain Soon?

India and Spain are in talks to link UPI with Spain's Bizum payment system. If it works, Indians in Spain — and tourists — could pay using UPI directly, without currency conversion hassles or expensive international transfer fees.

NDTV Profit - Latest
Fintech (also)

UPI Fee for Big Stores: Will You Pay More?

The government may bring back a small transaction fee for UPI payments at large merchants. Small shops and person-to-person transfers stay free. But if big stores pass the cost on, your everyday spending could get slightly more expensive.

Wealth-Economic Times
Fintech (also)

Women & Equity: Are You Investing Your Money Right?

Indian women are moving away from gold and FDs toward SIPs and stocks. This shift shows smarter risk thinking — and if you haven't made the same move, your savings may be losing value to inflation every year.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech (also)

Groww vs Angel One: Which App Costs You Less?

Millions of Indians invest via apps like Groww and Angel One. But zero brokerage isn't really zero. Here's how to pick the platform that actually saves you money on your SIPs and trades.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Fintech (also)

SIP Calculator: Turn ₹5,000/month Into ₹1 Crore?

A SIP calculator shows exactly how much your monthly mutual fund investment can grow over time. It uses compounding math so you can set real goals — like retirement or a home — before you invest a single rupee.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Fintech (also)

Equity MF Gains Over ₹1.25L: Are You Filing Right?

If you sold mutual fund units in FY 2024-25, you must report those capital gains in your ITR for AY 2026-27. The tax rules changed last year — and filing them wrong can mean notices, penalties, or missed refunds.

mint - money

Fintech — Quick Answers

Are fintech lenders safe to borrow from?
Yes, if they're either NBFCs registered with the RBI or partnered with an RBI-registered NBFC. Check the lender's RBI CoR status before borrowing. Illegal loan apps are a real risk — GoCredit's Loan Kavach helps you verify legitimacy and file complaints against illegal apps.
What is RBI's digital lending guideline?
The 2022 Digital Lending Guidelines mandate that only regulated entities (RBI-registered NBFCs and banks) can offer loans directly. Loan servicing entities (LSEs) can only facilitate. Requires transparent APR disclosure, cooling-off period, and grievance officer. Look for RBI-registered names in the KFS (Key Fact Statement).
What is a regulatory sandbox?
The RBI Sandbox lets fintech companies test innovative products (like new payment methods or AI-driven credit scoring) in a controlled environment with limited customer exposure. Successful sandbox exits often precede mainstream rollouts. Sandbox reports offer clues to upcoming product launches.
Which fintech apps are RBI-registered NBFCs?
KreditBee (Krazybee Services), Navi (Navi Finserv), MoneyView (Money View), CASHe (CASHe), Fibe (formerly EarlySalary), and Bajaj Finserv are among the well-known RBI-registered NBFCs. Verify current registration on the RBI's NBFC directory (rbi.org.in) before applying.

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