Fibe Gets UPI Access: Is Your Money Safe?

Fibe, a popular digital lending app, can now offer UPI payments after NPCI gave it TPAP status. This means you can send money, pay bills, and manage your loan EMIs all inside one app — but here's what to check before you use it.

Here's what happened: NPCI granted Fibe Third-Party Application Provider (TPAP) status, allowing it to offer UPI-based payments directly within its lending app.. Fibe joins a small group of fintech lenders that have integrated both credit products and UPI payments on a single platform for users.. The move means Fibe users can now initiate UPI transfers, pay merchants, and manage loan repayments without leaving the app..

What you should do: Check that any UPI app you use — including Fibe — is listed on NPCI's official website before linking your primary salary bank account.. Set a unique UPI PIN for Fibe that is different from your other payment apps, so a breach in one does not compromise all your accounts.. If you have an active Fibe loan, explore setting up a UPI AutoPay mandate for EMIs — it reduces missed-payment risk and protects your credit score..

Pro tip: A TPAP licence means the app is NPCI-certified to run UPI — but your actual money never sits with the fintech. It always stays in your linked bank account, protected by your bank's own security layer.