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Health-Finance Intersection News India

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Ayushman Bharat, medical inflation, critical illness insurance, medical loans.

📰 Latest Health-Finance Intersection News

Health-Finance Intersection

Elevate Health Plan: 5 Features You Must Check

ICICI Lombard's Elevate health insurance plan has flexible cover options, but hidden waiting periods and sub-limits can reduce your actual payout. Here's what to check before you buy or renew.

taxguruin
Health-Finance Intersection

Winter Smog & Your Health Cover: 5 Gaps to Fix

Winter pollution spikes hospital admissions for asthma, COPD, and heart problems. Most Indians have health insurance but not the right add-ons. Here's how to check if your policy actually covers you this season.

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Health-Finance Intersection

Mandatory Co-Pay: Your Health Claim Just Got Costlier?

Health insurers may soon make co-payment mandatory for all policyholders. This means you pay a fixed percentage of every hospital bill yourself, even after paying annual premiums. Premiums may fall slightly, but your out-of-pocket costs during illness could rise sharply.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Health-Finance Intersection

₹5L Free Health Cover: Are You Missing It?

Ayushman Bharat PMJAY offers free ₹5 lakh health cover to over 60 crore Indians. Millions of eligible families still haven't enrolled. Here's how to check if you qualify and how to use it.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Health-Finance Intersection

Turning 60? 7 Money Benefits You Must Claim Now

When you turn 60 in India, you unlock higher FD rates, bigger tax exemptions, cheaper health insurance, and travel discounts. Most people never claim all of them. Here's what's available and how to use it before retirement drains your savings.

mint - money
Health-Finance Intersection

Ayushman Bharat: Is Your Family Eligible for ₹5L Cover?

West Bengal has joined the Ayushman Bharat scheme, giving 1.5 crore low-income families up to ₹5 lakh per year in free hospitalisation cover. If you qualify, you can get cashless treatment at thousands of empanelled hospitals across India — at zero premium.

mint - money
Health-Finance Intersection

Home Healthcare: Does Your Health Plan Cover It?

Home-based medical care is booming in India, but most health insurance policies still don't cover it. Here's what 'home healthcare' means, why it matters, and how to check if your policy actually protects you when you're treated at home instead of a hospital.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Health-Finance Intersection

₹5L Health Cover: Is Your Family Underinsured?

Health insurance of ₹5–10 lakh that felt safe five years ago may now cover only a fraction of a serious illness bill. Rising hospital costs, new treatments, and metro pricing mean most Indian families need to rethink their coverage — fast.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Health-Finance Intersection

Ayushman Bharat in Bengal: Is Your ₹5L Cover Active?

West Bengal is joining Ayushman Bharat from August 16, giving eligible families up to ₹5 lakh free health insurance per year. Combined with the state's own Mukhyamantri Swasthya Bima Yojana, millions of Bengalis now get cashless hospital treatment without paying a single rupee in premium.

mint - money
Health-Finance Intersection

EPF Only Retirement? Your ₹5 Cr Gap Explained

If you earn ₹15 lakh a year and rely only on EPF for retirement, you may fall dangerously short of ₹5 crore. Here is why EPF alone is not enough — and what else you must do right now.

Wealth-Economic Times
Health-Finance Intersection

Health Insurance Gaps: Are You 1 Claim Away From Ruin?

Most Indians either have no health cover or are underinsured. Here is what to check in your current policy, what good coverage looks like, and how to avoid getting caught short when a medical bill arrives.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Health-Finance Intersection

2,000 Hospitals Removed: Is Your Ayushman Card Safe?

India's national health scheme AB PM-JAY has removed over 2,000 hospitals for fraud. If you rely on your Ayushman Bharat card for free treatment, you must verify your nearest empanelled hospital before any planned procedure — or risk being turned away.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Health-Finance Intersection

Health Insurance Won't Cover These 5 Monsoon Bills

Most health insurance policies only pay when you're admitted to hospital. Monsoon illnesses like viral fever, dengue, or food poisoning often mean doctor visits and medicines — costs your insurer won't touch. Here's what to do.

mint - money
Health-Finance Intersection

Unlimited Health Cover: Why 90% Buyers Are Under 45?

Young Indians under 45 are buying health insurance plans with no cap on the sum insured. Rising hospital bills and fear of big medical expenses are pushing this trend, even in smaller cities.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Health-Finance Intersection

Aarogya Setu 2.0: Cut Your Health Bills by ₹50K?

Aarogya Setu 2.0 links your health records, ABHA ID, and insurance in one place. This means faster claims, fewer repeat tests, and lower out-of-pocket costs for Indian families who use it smartly.

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Health-Finance Intersection

Ayushman App 2.0: Is Your Health Claim 100% Safe?

India is launching a new digital health ecosystem on June 29 — including an upgraded Ayushman app, a health claims exchange, and a drug registry. Here's what it means for your health insurance claims and medical records.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Health-Finance Intersection

Ayushman Bharat: Is Your Family's ₹5L Cover Activated?

Ayushman Bharat gives eligible families up to ₹5 lakh free cashless hospitalisation every year. Over 6 crore senior citizens are now enrolled. If you qualify but haven't applied, you're leaving lakhs in free healthcare on the table.

Wealth-Economic Times
Health-Finance Intersection

Ayushman Card: Get ₹5L Free Cover in 4 Steps

West Bengal has joined Ayushman Bharat, India's biggest government health scheme. Eligible families can now get a free Ayushman card that covers up to ₹5 lakh per year in cashless hospital treatment at empanelled hospitals across India.

Wealth-Economic Times
Health-Finance Intersection

Healthcare Loans Rising: Is Your ₹5L Fund Enough?

Medical emergencies are pushing more Indians toward healthcare loans. Heart, brain, and cancer treatments cost lakhs. Here is what you must know before borrowing for a medical crisis.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Health-Finance Intersection

OPD Health Cover: Is Your ₹5,000 Bill Covered?

Most health insurance only pays when you're admitted to a hospital. But doctor visits, tests, and medicines drain your wallet every month. OPD add-on covers these — but it's not always worth buying.

Wealth-Economic Times
Health-Finance Intersection

Medical Costs Up 14%: Is Your Health Cover

Hospital bills in India are rising fast due to costly treatments, advanced surgeries, and inflation. Most people's health insurance covers haven't kept pace — meaning a single hospitalisation could still leave you with a massive out-of-pocket bill.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Health-Finance Intersection

Ayushman Bharat: ₹5L Free Health Cover — May 2026

Ayushman Bharat PMJAY gives Indian families up to ₹5 lakh in free health insurance every year for hospitalisation. West Bengal is now joining the scheme, and all senior citizens above 70 are automatically eligible nationwide. If your family qualifies, you could avoid paying huge hospital bills out of your own pocket.

Wealth-Economic Times
Health-Finance Intersection

Health Insurance 'Restoration' — Apr 2026

Many health insurance plans advertise 'unlimited restoration' or '100% restoration' of your sum insured. Sounds like full protection, right? Not always. Restoration only kicks in after your original cover is completely used up, and it often comes with conditions that can leave you with a shockingly large hospital bill. Here's what you need to know before your next medical emergency.

Wealth-Economic Times
Health-Finance Intersection (also)

LIC Health Shield 907: Does Your Family Save Tax?

LIC launched Health Shield Plan 907, a new health insurance product. Here's what Indian families need to know about coverage terms, what's excluded, how claims work, and the tax benefits you can actually use in 2026.

taxguruin
Health-Finance Intersection (also)

3 New LIC Plans: Does Your Family Need One?

LIC is launching three new insurance plans covering retirement income, general health, and cancer treatment. If you have gaps in your family's financial safety net, here's what each plan is designed to do and who it suits best.

Wealth-Economic Times
Health-Finance Intersection (also)

3 New LIC Plans Oct 19: Is Your Health Covered?

LIC launches three new insurance plans on October 19, 2026 — an annuity plan, a health insurance plan, and a cancer cover. Here's what each means for your family's financial safety net.

Wealth-Economic Times
Health-Finance Intersection (also)

3 New LIC Plans: Is Your Retirement Income Covered?

LIC has launched three new plans covering retirement income through a deferred annuity, plus fixed-benefit payouts for general health and cancer conditions. Here is what these plans actually mean for your wallet before you sign up.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Health-Finance Intersection (also)

Employer Health Cover: Is Your Maternity Limit Enough?

Your office health insurance might show a ₹3–5 lakh cover, but the maternity sub-limit could be just ₹50,000–₹1 lakh. Waiting periods and exclusions mean you could still face a huge hospital bill out of pocket.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Health-Finance Intersection (also)

Mental Health Cover: Is Your Policy Paying ₹0?

Since 2018, Indian health insurers must cover mental illness like any physical illness. But most families don't know this, don't claim it, and still pay out of pocket. Here's what your policy owes you.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Health-Finance Intersection (also)

NPS Swasthya: Withdraw 25% for Health Costs?

NPS Swasthya is a health top-up plan linked to your NPS account. PFRDA rules let you withdraw up to 25% of your own contributions for medical needs. Premiums start at under ₹1,800 a year — here's what it actually covers and when you can access the money.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News

❓ Health-Finance Intersection — Quick Answers

What is Ayushman Bharat PM-JAY?
Pradhan Mantri Jan Arogya Yojana provides Rs 5 lakh/family/year health cover for eligible economically disadvantaged families. Empanelled hospitals treat you cashless. Verify eligibility on pmjay.gov.in and generate your PMJAY card at empanelled hospitals or CSCs.
How much health insurance do I need?
A general rule: 10x your annual income for a base cover, plus a Rs 25-50 lakh super top-up. Metro cities need higher covers due to healthcare inflation (10-14% annually). Family floater plans work for couples with kids; senior parents should have separate covers with critical illness riders.
Are medical bills tax-deductible?
Under Section 80DDB, expenses for specified critical illnesses up to Rs 40,000 (Rs 1 lakh for seniors) are deductible. Section 80D allows health insurance premium deduction up to Rs 25,000 (Rs 50,000 for seniors). Additional Rs 5,000 for preventive health checkup. Keep all bills and prescriptions.
Can I take a personal loan for medical emergencies?
Yes. Most banks and fintech lenders offer emergency loans with faster disbursal (same-day to 24 hours) for medical use cases. Some hospitals also offer no-cost EMI on treatment through their partner NBFCs. GoCredit compares emergency loan options to find the fastest disbursing lender for your CIBIL.

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