Health-Finance Intersection News India
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Ayushman Bharat, medical inflation, critical illness insurance, medical loans.
📰 Latest Health-Finance Intersection News
Turning 60? 7 Money Benefits You Must Claim Now
When you turn 60 in India, you unlock higher FD rates, bigger tax exemptions, cheaper health insurance, and travel discounts. Most people never claim all of them. Here's what's available and how to use it before retirement drains your savings.
mint - moneyAyushman Bharat: Is Your Family Eligible for ₹5L Cover?
West Bengal has joined the Ayushman Bharat scheme, giving 1.5 crore low-income families up to ₹5 lakh per year in free hospitalisation cover. If you qualify, you can get cashless treatment at thousands of empanelled hospitals across India — at zero premium.
mint - moneyHome Healthcare: Does Your Health Plan Cover It?
Home-based medical care is booming in India, but most health insurance policies still don't cover it. Here's what 'home healthcare' means, why it matters, and how to check if your policy actually protects you when you're treated at home instead of a hospital.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine₹5L Health Cover: Is Your Family Underinsured?
Health insurance of ₹5–10 lakh that felt safe five years ago may now cover only a fraction of a serious illness bill. Rising hospital costs, new treatments, and metro pricing mean most Indian families need to rethink their coverage — fast.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsAyushman Bharat in Bengal: Is Your ₹5L Cover Active?
West Bengal is joining Ayushman Bharat from August 16, giving eligible families up to ₹5 lakh free health insurance per year. Combined with the state's own Mukhyamantri Swasthya Bima Yojana, millions of Bengalis now get cashless hospital treatment without paying a single rupee in premium.
mint - moneyEPF Only Retirement? Your ₹5 Cr Gap Explained
If you earn ₹15 lakh a year and rely only on EPF for retirement, you may fall dangerously short of ₹5 crore. Here is why EPF alone is not enough — and what else you must do right now.
Wealth-Economic TimesHealth Insurance Gaps: Are You 1 Claim Away From Ruin?
Most Indians either have no health cover or are underinsured. Here is what to check in your current policy, what good coverage looks like, and how to avoid getting caught short when a medical bill arrives.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine2,000 Hospitals Removed: Is Your Ayushman Card Safe?
India's national health scheme AB PM-JAY has removed over 2,000 hospitals for fraud. If you rely on your Ayushman Bharat card for free treatment, you must verify your nearest empanelled hospital before any planned procedure — or risk being turned away.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineHealth Insurance Won't Cover These 5 Monsoon Bills
Most health insurance policies only pay when you're admitted to hospital. Monsoon illnesses like viral fever, dengue, or food poisoning often mean doctor visits and medicines — costs your insurer won't touch. Here's what to do.
mint - moneyUnlimited Health Cover: Why 90% Buyers Are Under 45?
Young Indians under 45 are buying health insurance plans with no cap on the sum insured. Rising hospital bills and fear of big medical expenses are pushing this trend, even in smaller cities.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsAarogya Setu 2.0: Cut Your Health Bills by ₹50K?
Aarogya Setu 2.0 links your health records, ABHA ID, and insurance in one place. This means faster claims, fewer repeat tests, and lower out-of-pocket costs for Indian families who use it smartly.
mint - moneyAyushman App 2.0: Is Your Health Claim 100% Safe?
India is launching a new digital health ecosystem on June 29 — including an upgraded Ayushman app, a health claims exchange, and a drug registry. Here's what it means for your health insurance claims and medical records.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsAyushman Bharat: Is Your Family's ₹5L Cover Activated?
Ayushman Bharat gives eligible families up to ₹5 lakh free cashless hospitalisation every year. Over 6 crore senior citizens are now enrolled. If you qualify but haven't applied, you're leaving lakhs in free healthcare on the table.
Wealth-Economic TimesAyushman Card: Get ₹5L Free Cover in 4 Steps
West Bengal has joined Ayushman Bharat, India's biggest government health scheme. Eligible families can now get a free Ayushman card that covers up to ₹5 lakh per year in cashless hospital treatment at empanelled hospitals across India.
Wealth-Economic TimesHealthcare Loans Rising: Is Your ₹5L Fund Enough?
Medical emergencies are pushing more Indians toward healthcare loans. Heart, brain, and cancer treatments cost lakhs. Here is what you must know before borrowing for a medical crisis.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineOPD Health Cover: Is Your ₹5,000 Bill Covered?
Most health insurance only pays when you're admitted to a hospital. But doctor visits, tests, and medicines drain your wallet every month. OPD add-on covers these — but it's not always worth buying.
Wealth-Economic TimesMedical Costs Up 14%: Is Your Health Cover
Hospital bills in India are rising fast due to costly treatments, advanced surgeries, and inflation. Most people's health insurance covers haven't kept pace — meaning a single hospitalisation could still leave you with a massive out-of-pocket bill.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsAyushman Bharat: ₹5L Free Health Cover — May 2026
Ayushman Bharat PMJAY gives Indian families up to ₹5 lakh in free health insurance every year for hospitalisation. West Bengal is now joining the scheme, and all senior citizens above 70 are automatically eligible nationwide. If your family qualifies, you could avoid paying huge hospital bills out of your own pocket.
Wealth-Economic TimesHealth Insurance 'Restoration' — Apr 2026
Many health insurance plans advertise 'unlimited restoration' or '100% restoration' of your sum insured. Sounds like full protection, right? Not always. Restoration only kicks in after your original cover is completely used up, and it often comes with conditions that can leave you with a shockingly large hospital bill. Here's what you need to know before your next medical emergency.
Wealth-Economic TimesGen Z & Debt: Are You Over-Leveraged Already?
Young Indians are taking more loans than ever — buy now pay later, personal loans, credit cards — but most have zero life or health insurance. One job loss or medical emergency can destroy everything they've built.
mint - money4 Insurers Banned: Is Your Policy Renewal at Risk?
IRDAI has barred four insurance companies from opening new branches for six months after they repeatedly spent more on expenses than the regulator allows. If you hold policies with these insurers, here's what you need to know right now.
mint - insurance5 Health Insurance Traps Cutting Your ₹5L Cover
Your health insurance policy may look solid on paper but hidden traps like room rent limits, sub-limits, and vague exclusions can leave you paying lakhs out of pocket when you need help the most.
mint - moneyHealth Insurer Hides 44%? Check 3 Numbers Before You Buy
Before buying health insurance, check your insurer's claim settlement ratio, complaint volume, and coverage limits. IRDAI publishes this data publicly every year — but most buyers never look at it, and end up with a policy that rejects claims when it matters most.
mint - moneyHealth Insurance Overhaul: Will Your Claim Get Faster?
India is working on standardised health insurance rates and a central claims exchange to make settlements faster and fairer. If this happens, your hospital bills and claim rejections could finally become more predictable.
mint - moneyNiva Bupa Cuts Admin Costs: Your Premium Could Drop?
Niva Bupa plans to reduce its expense on management ratio — the admin cost chunk in your premium. If successful, policyholders could see lower renewal premiums. Here's what this means for your health insurance wallet in 2025.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCo-pay vs Deductible: Which Clause Costs You More?
Health insurance has hidden cost-sharing clauses. Co-payment and deductible rules mean you pay part of every claim. Understanding both helps you pick the right plan and avoid nasty surprises at the hospital billing counter.
mint - moneyRoom Rent Limit: Why Your ₹5L Policy Pays Less?
Most health insurance policies cap the room rent you can claim. If you stay in a pricier room, your insurer cuts not just the rent — but almost every other hospital bill too. Here's how to avoid this costly trap.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNo Health Cover? 1 Hospital Bill Can Cost ₹5L+
Most Indians skip health insurance thinking it's expensive. But one serious illness without cover can drain years of savings in days. Here's how to pick a plan that actually protects you without overpaying.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineSnake Bite & Health Insurance: Are You Covered?
Snakebites send thousands to hospital every year in India. Most health insurance policies do cover snakebite treatment — but only if you know what to claim and how. Here's what your policy actually pays for.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsHospitalised? 10 Steps to Win Your Insurance Claim
Getting hospitalised is stressful enough. But a rejected or delayed insurance claim can destroy your savings. Follow these 10 steps from admission to discharge to get your cashless or reimbursement claim settled without drama.
mint - money