5 Govt Apps: Are You Missing Free Money Tools?
The Indian government has built five powerful free apps that help you store documents safely, make payments, track taxes, and access services — but most middle-class Indians still don't use them.
DigiLocker alone saves you ₹500+ in document notarisation fees every year
Your government has built these tools — most Indians ignore them
Key Takeaways
Download DigiLocker from the Play Store or App Store and link your Aadhaar to store your PAN, driving licence, and insurance policies digitally — accepted as legal proof.
Install UMANG (Unified Mobile Application for New-age Governance) to access 1,200+ government services including EPF balance checks, pension status, and Aadhaar updates in one place.
Use the AIS (Annual Information Statement) app or Income Tax e-filing portal app to track all your financial transactions reported to the IT Department before filing your ITR — it can save you from notices.
The Indian government has built five powerful free apps that help you store documents safely, make payments, track taxes, and access services — but most middle-class Indians still don't use them.
Here's what happened: India's government has released multiple free apps covering payments, document storage, tax filing, and financial services for citizens.. These apps are officially backed by ministries and agencies like UIDAI, NPCI, and IT Department — making them safe and reliable.. Low awareness means millions of Indians still pay third parties for services these apps provide free of cost..
What you should do: Download DigiLocker from the Play Store or App Store and link your Aadhaar to store your PAN, driving licence, and insurance policies digitally — accepted as legal proof.. Install UMANG (Unified Mobile Application for New-age Governance) to access 1,200+ government services including EPF balance checks, pension status, and Aadhaar updates in one place.. Use the AIS (Annual Information Statement) app or Income Tax e-filing portal app to track all your financial transactions reported to the IT Department before filing your ITR — it can save you from notices..
DigiLocker documents are legally valid under the IT Act — you can show your Aadhaar or RC on DigiLocker during a traffic stop instead of carrying originals. Police cannot reject it.
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- [1]“5 government apps everyone should use to stay financially organized, protect documents and access essential services” mint - money · 26 Jun 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.