ICICI BankVSMoneyView
ICICI Bank vs MoneyView Personal Loan
Detailed side-by-side comparison — rates, eligibility, pros & cons. Find which is better for your profile.
Interest Rate
9.99–16.5% ✓
14–36%
Min CIBIL
700+
650+ ✓
Max Amount
₹50,00,000 ✓
₹10,00,000
Min Salary
₹30,000
₹25,000 ✓
Disbursal
24-48 hours
24 hours
Processing Fee
Up to 2% + taxes
From 2%
Prepayment
Nil after 12 months
Nil after 6 months
Type
BANK
FINTECH
ICICI Bank wins on 2 features, MoneyView wins on 2. But the best lender for you depends on your salary and CIBIL — not just the specs.
ICICI Bank
✅Instant approval for existing customers
✅iMobile app makes it seamless
✅Competitive rates
❌700+ CIBIL required
❌Higher processing fee
MoneyView
✅Accepts CIBIL score as low as 600
✅Fully digital
✅Fast disbursal
❌Higher interest rates (15-40%)
❌Lower maximum loan amount
Frequently Asked Questions
Which is better — ICICI Bank or MoneyView for personal loan?
It depends on your profile. ICICI Bank offers rates from 9.99% (needs CIBIL 700+), while MoneyView starts at 14% (needs CIBIL 650+). GoCredit’s AI Loan Agent compares both and 50+ other lenders to find the best rate for your exact profile.
ICICI Bank vs MoneyView — which has a lower interest rate?
ICICI Bank has the lower starting rate at 9.99%. However, your actual rate depends on CIBIL score and salary. Check your personalised rate on GoCredit.
What is the minimum CIBIL score for ICICI Bank and MoneyView?
ICICI Bank requires 700+, MoneyView requires 650+. If your score doesn’t meet either threshold, GoCredit’s AI matches you with lenders that accept your current profile.
Should I apply to ICICI Bank or MoneyView?
Instead of choosing one, use GoCredit’s AI Loan Agent to apply to both simultaneously along with 50+ other lenders. You get the best offer without multiple applications and hard enquiries.
Why Compare Just 2?
GoCredit's AI Loan Agent compares 100+ lenders simultaneously and finds the absolute best rate for your exact profile — salary, CIBIL, and loan amount. One click, all offers.
Get Money →🎯
Check Your Loan Eligibility
Instant result — no signup, no CIBIL impact