UPI Now Works in Cambodia: Save on Forex Fees?
Indian travellers can now scan and pay using UPI in Cambodia through the KHQR network. This means no forex cards, no currency exchange hassles, and fewer hidden fees when you travel abroad.
A ₹200 forex card transaction fee can buy 4 cups of chai — UPI saves that
You can now use UPI abroad in 7+ countries — no forex card needed
Key Takeaways
Check if your UPI app (PhonePe, GPay, BHIM) supports international payments before your trip — enable it in settings.
Inform your bank before travelling abroad so your UPI-linked account is not blocked for foreign transactions.
Compare the exchange rate your bank applies on UPI international transfers versus a forex card — pick whichever is cheaper.
Indian travellers can now scan and pay using UPI in Cambodia through the KHQR network. This means no forex cards, no currency exchange hassles, and fewer hidden fees when you travel abroad.
Here's what happened: NPCI International has enabled UPI payments in Cambodia via the local KHQR QR network, covering millions of merchants.. Indian travellers can simply open any UPI app, scan a KHQR code, and pay in local currency directly from their Indian bank account.. Cambodia joins a growing list of countries including Singapore, UAE, France, and Sri Lanka where UPI is accepted for payments..
What you should do: Check if your UPI app (PhonePe, GPay, BHIM) supports international payments before your trip — enable it in settings.. Inform your bank before travelling abroad so your UPI-linked account is not blocked for foreign transactions.. Compare the exchange rate your bank applies on UPI international transfers versus a forex card — pick whichever is cheaper..
Most banks apply interbank exchange rates on UPI abroad — often 1–2% better than airport money changers or prepaid forex cards with markup fees.
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