Small AMC, ₹10,000 Cr AUM: Is Your SIP Diversified?

Abakkus Mutual Fund just crossed ₹10,000 crore in assets under management. It is a small but growing fund house. This is a good reminder to check if your SIP money is spread wisely — not just across funds, but across fund houses too.

Here's what happened: Abakkus Mutual Fund, a relatively new and smaller Indian AMC, crossed ₹10,000 crore in total assets under management as of mid-August 2025.. The fund house has around 1.91 lakh investors across its schemes and is actively planning to broaden its product range and distribution network.. This milestone puts Abakkus among a growing set of mid-sized AMCs gaining traction as Indian retail investors look beyond the top five fund houses..

What you should do: Check how many of your active SIPs belong to the same AMC — if it's more than 60% of your total corpus, consider spreading across one or two other SEBI-registered fund houses.. Verify that any mutual fund you invest in is listed on SEBI's official AMC registry at sebi.gov.in before transferring money — this takes under two minutes.. Review the AUM of each scheme in your portfolio — schemes below ₹500 crore in a small AMC carry higher risk of being merged or wound up; check fact sheets quarterly..

Pro tip: Your mutual fund money is held by an independent custodian, not the AMC itself — so an AMC shutting down does NOT mean your invested money vanishes. SEBI mandates a trustee structure that separates your units from the AMC's balance sheet entirely.

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