Old PF Account Traced in 3 Steps: Claim Your Money

Millions of Indians switch jobs and forget old PF accounts. EPFO's Aadhaar-linked e-portal now lets you trace, transfer, or settle inoperative accounts online — no paperwork, no employer signatures needed.

Here's what happened: EPFO launched an Aadhaar-based e-portal allowing members to trace and claim inoperative or forgotten PF accounts from old jobs.. Members can link old PF accounts to their active UAN, transfer balances, or file settlement claims entirely online without visiting an office.. The portal aims to reduce unclaimed PF balances — estimated at thousands of crores — sitting idle in forgotten accounts across India..

What you should do: Log in to the EPFO Member Portal (unifiedportal-mem.epfindia.gov.in) and check 'View > Service History' to see all PF accounts linked to your UAN.. Raise an online transfer request under 'One Member – One EPF Account' if you find an old account not yet merged with your current UAN.. File an online settlement or transfer claim using your Aadhaar-verified UAN — no employer signature or physical form required for most cases..

If your old employer is shut down or unreachable, EPFO allows Aadhaar-based self-certification for transfer claims — you don't need the employer's approval at all.

If you're considering settling a loan, our loan settlement guide walks through the process.