Nifty Falls 2 Days: Is Your SIP Safe Now?
Nifty and Sensex fell for two straight sessions. If you have SIPs or equity funds, here's why short-term dips are normal — and what you should actually do (hint: probably nothing).
A 0.15% Nifty drop on ₹5L portfolio = ₹750 lost — that's 150 cups of chai in one session.
Your equity mutual fund NAV dipped again — second day running
Key Takeaways
Do NOT pause or cancel your SIP — two red days are normal market noise, and stopping now means missing the discounted unit purchase your SIP is designed to capture.
Check your asset allocation: if a small dip is causing real anxiety, log into your fund app and verify your equity-to-debt ratio matches the risk level you originally chose.
Avoid checking your portfolio value daily — set a quarterly review calendar reminder instead, so short-term swings don't trigger emotional decisions that hurt long-term returns.
Nifty and Sensex fell for two straight sessions. If you have SIPs or equity funds, here's why short-term dips are normal — and what you should actually do (hint: probably nothing).
Here's what happened: The Nifty 50 fell for a second consecutive session, closing roughly 35 points lower — a move of about 0.15% on the day.. The Sensex shed close to 188 points, or around 0.24%, with heavyweight IT stocks among the biggest drags on the index.. Short-term volatility like this is common during earnings seasons, global risk-off sentiment, or sector rotation by large institutional players..
What you should do: Do NOT pause or cancel your SIP — two red days are normal market noise, and stopping now means missing the discounted unit purchase your SIP is designed to capture.. Check your asset allocation: if a small dip is causing real anxiety, log into your fund app and verify your equity-to-debt ratio matches the risk level you originally chose.. Avoid checking your portfolio value daily — set a quarterly review calendar reminder instead, so short-term swings don't trigger emotional decisions that hurt long-term returns..
Pro tip: When markets dip, your SIP's NAV drops too — meaning you buy MORE units for the same ₹5,000. Over 10 years, these 'bad' months often contribute the most to your final corpus.
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- [1]“Stock Market Crash Highlights: Nifty, Sensex Extend Declines For Second Consecutive Trading Session; TCS Worst Performer” NDTV Profit - Latest · 12 Aug 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.
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