MyUPI Launched: Can AI Fix Your UPI Disputes?
NPCI has launched MyUPI, a free AI chatbot that lets you view all your UPI transactions and AutoPay mandates in one place across different apps like PhonePe and GPay. It can also help you raise UPI complaints.
Indians file lakhs of UPI complaints monthly — more than chai orders at a busy tapri some days.
MyUPI is free — but does it actually solve your UPI problems?
Key Takeaways
Check whether your primary bank or UPI app has enabled MyUPI access and log in to see all your active AutoPay mandates in one place.
Review your UPI AutoPay list carefully — cancel any recurring mandates for services you no longer use to stop silent monthly deductions.
If you have a pending UPI dispute or a failed transaction where money was debited, try raising it through MyUPI for faster, centralised resolution.
NPCI has launched MyUPI, a free AI chatbot that lets you view all your UPI transactions and AutoPay mandates in one place across different apps like PhonePe and GPay. It can also help you raise UPI complaints.
Here's what happened: NPCI launched MyUPI, an AI-powered chatbot built on its in-house model FiMI, giving users a single dashboard for all UPI transactions and AutoPay mandates across third-party apps.. The platform is designed to help users manage UPI features and raise complaints without switching between multiple banking or payment apps.. MyUPI was announced at Global Fintech Fest 2026 and is accessible through participating banks and UPI apps — not as a standalone app..
What you should do: Check whether your primary bank or UPI app has enabled MyUPI access and log in to see all your active AutoPay mandates in one place.. Review your UPI AutoPay list carefully — cancel any recurring mandates for services you no longer use to stop silent monthly deductions.. If you have a pending UPI dispute or a failed transaction where money was debited, try raising it through MyUPI for faster, centralised resolution..
AutoPay mandates don't expire automatically — a subscription you cancelled on an app may still have an active UPI mandate silently pulling money. Always cancel the mandate separately.
For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.
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- [1]“Explainer: What is NPCI’s AI-powered MyUPI and what we found while using it” MEDIANAMA · 23 Sept 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.
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