InsuranceDekho-RenewBuy Merge: Is Your Policy Safe?

InsuranceDekho and RenewBuy have merged into one insurance platform. If you bought a policy through either, your coverage stays valid — but here's what to watch for when it's time to renew.

Here's what happened: InsuranceDekho and RenewBuy, two of India's prominent IRDAI-registered online insurance distribution platforms, have announced a merger to operate as a single combined entity.. Together the two platforms have sold over two crore insurance policies to Indian consumers across health, motor, life, and other segments since their respective inceptions.. The merged entity will aim to expand its reach across Tier 2 and Tier 3 cities, where insurance penetration in India remains significantly below the national average of around 4% of GDP..

What you should do: Download your existing policy document as a PDF from whichever platform issued it and store it on your phone and email — do this before any system migration scrambles your login.. Check whether your auto-renewal or standing instruction for premium payment is still active under the merged platform, especially if you pay annually and your renewal falls in the next 6 months.. Save your actual insurer's direct customer care number (e.g., Star Health, HDFC Ergo, Bajaj Allianz) separately — if the aggregator's support is delayed post-merger, you can contact the insurer directly to file or track claims..

Your contract is always with the insurer, not the aggregator — even if InsuranceDekho or RenewBuy shuts down tomorrow, your policy remains fully valid and claimable directly with the insurance company.