Ayushman Bharat: Is Your Family Eligible for ₹5L Cover?
West Bengal has joined the Ayushman Bharat scheme, giving 1.5 crore low-income families up to ₹5 lakh per year in free hospitalisation cover. If you qualify, you can get cashless treatment at thousands of empanelled hospitals across India — at zero premium.
₹5 lakh health cover costs ₹25,000–₹40,000/year privately — Ayushman gives it free, that's 400 chai-and-snacks budgets saved.
Your family gets this much free health cover under Ayushman Bharat
Key Takeaways
Check your eligibility in 2 minutes: visit beneficiary.nha.gov.in or the Ayushman Bharat app, enter your mobile number or Aadhaar, and see if your family is listed as a beneficiary.
Download or generate your Ayushman card from the NHA portal — you'll need Aadhaar-based eKYC to activate it, so keep your Aadhaar-linked mobile number handy.
Locate empanelled hospitals near you before any emergency — search at hospitals.pmjay.gov.in by district so you know which private hospitals accept Ayushman cards cashlessly.
West Bengal has joined the Ayushman Bharat scheme, giving 1.5 crore low-income families up to ₹5 lakh per year in free hospitalisation cover. If you qualify, you can get cashless treatment at thousands of empanelled hospitals across India — at zero premium.
Here's what happened: West Bengal has officially launched Ayushman Bharat PM-JAY, bringing an estimated 1.5 crore families in the state under the scheme's ₹5 lakh annual health cover.. Empanelled hospitals — both government and private — across West Bengal and the rest of India are now available for cashless treatment to eligible beneficiaries in the state.. Eligibility is determined by the SECC 2011 database; qualifying families receive a free Ayushman card linked to Aadhaar with no premium or co-payment required..
What you should do: Check your eligibility in 2 minutes: visit beneficiary.nha.gov.in or the Ayushman Bharat app, enter your mobile number or Aadhaar, and see if your family is listed as a beneficiary.. Download or generate your Ayushman card from the NHA portal — you'll need Aadhaar-based eKYC to activate it, so keep your Aadhaar-linked mobile number handy.. Locate empanelled hospitals near you before any emergency — search at hospitals.pmjay.gov.in by district so you know which private hospitals accept Ayushman cards cashlessly..
Pro tip: Even if you have private health insurance, use your Ayushman card first for eligible treatments — it preserves your private policy's No Claim Bonus and keeps your sum insured intact for bigger emergencies.
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- [1]“Ayushman Bharat: West Bengal launching scheme today — Check hospitals, eligibility, benefits, documents, how to apply” mint - money · 16 Aug 2026
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