EPF Interest at 8.25%: Calculate Your Exact Earnings
EPF interest for FY2025-26 is being credited to accounts this month at 8.25% per year. If you have an EPF account, your balance is about to grow — here's how to calculate how much and verify it online.
8.25% EPF beats most bank FDs — your ₹5L corpus earns ₹41,250 tax-free yearly
Your EPF balance is earning this rate — know exactly how much
Key Takeaways
Log in to passbook.epfindia.gov.in using your UAN and check your updated closing balance after this month's credit.
Calculate your expected interest: multiply your April 2024 opening balance by 8.25% to estimate the annual addition.
Ensure your UAN is activated and linked to your Aadhaar so the interest credit reflects without any account freeze.
EPF interest for FY2025-26 is being credited to accounts this month at 8.25% per year. If you have an EPF account, your balance is about to grow — here's how to calculate how much and verify it online.
Here's what happened: EPFO is crediting FY2025-26 interest at 8.25% per annum to all active EPF member accounts this month.. The 8.25% rate was approved by the Central Board of Trustees and ratified by the Finance Ministry for the year.. Members can verify their updated closing balance via the EPFO passbook portal once interest is credited..
What you should do: Log in to passbook.epfindia.gov.in using your UAN and check your updated closing balance after this month's credit.. Calculate your expected interest: multiply your April 2024 opening balance by 8.25% to estimate the annual addition.. Ensure your UAN is activated and linked to your Aadhaar so the interest credit reflects without any account freeze..
EPF interest is calculated monthly on a running balance but credited annually — even one month of contribution delay by your employer costs you that month's interest. Check your passbook for missing employer credits.
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- [1]“EPF interest being credited this month: Here's how to calculate your monthly earnings at 8.25% p.a.” mint - money · 9 Jul 2026
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