EPF 8.25% Credited: Did Your Balance Update?
EPFO is crediting 8.25% annual interest for FY 2025-26 into members' accounts. If you haven't checked your EPF balance recently, now is the time — use UMANG app, SMS, or the member portal to confirm your updated balance.
At 8.25%, a ₹5 lakh EPF corpus earns ₹41,250/year — more than most savings accounts pay.
Your EPF account earns this rate for FY 2025-26 — check if it's credited
Key Takeaways
Check your EPF balance on the UMANG app (My Account > EPF > View Passbook) to confirm the 8.25% interest has been credited.
Verify your UAN is active and your KYC details (Aadhaar, PAN, bank account) are updated on the EPFO portal to avoid any credit delays.
Compare your EPF returns against PPF (7.1%) and bank FDs — EPF's 8.25% is tax-free on withdrawal, making it one of the best low-risk savings tools available.
EPFO is crediting 8.25% annual interest for FY 2025-26 into members' accounts. If you haven't checked your EPF balance recently, now is the time — use UMANG app, SMS, or the member portal to confirm your updated balance.
Here's what happened: EPFO has declared 8.25% interest rate for FY 2025-26, one of the highest EPF rates in recent years.. Interest is calculated monthly but credited annually — your balance reflects the full year's earnings once posted.. Members can verify their updated EPF balance via the UMANG app, EPFO member portal, or by sending an SMS to 7738299899..
What you should do: Check your EPF balance on the UMANG app (My Account > EPF > View Passbook) to confirm the 8.25% interest has been credited.. Verify your UAN is active and your KYC details (Aadhaar, PAN, bank account) are updated on the EPFO portal to avoid any credit delays.. Compare your EPF returns against PPF (7.1%) and bank FDs — EPF's 8.25% is tax-free on withdrawal, making it one of the best low-risk savings tools available..
EPF interest is tax-free only if you withdraw after 5 continuous years of service. Withdrawing early triggers TDS and loses you the compounding advantage.
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- [1]“Did you receive 8.25% EPF interest today in your account? Here's how you can check it” Wealth-Economic Times · 15 Jul 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.