Credit Score & CIBIL News India
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📰 Latest Credit Score & CIBIL News
5 Home Loan Mistakes Costing You ₹18L Extra
First-time home buyers often make avoidable loan mistakes — wrong tenure, low down payment, ignoring credit score — that quietly inflate their EMI and total repayment by lakhs. Here's what to watch out for before you sign.
mint - moneyRuPay Metal Card: 5 Features Worth Your ₹999 Fee?
A new prepaid metal card on the RuPay network lets anyone get premium travel and lifestyle perks without income eligibility — just KYC and a wallet top-up. Here's what that actually means for you.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsB2B Platforms Entering Lending — Jul 2026
Big B2B marketplaces are now moving into lending for small businesses. Before you borrow from a platform you already sell on, here's what every small business owner must check first.
Inc42 MediaJio Financial Grows 2.6x: Is Your Loan Market Changing?
Jio Financial Services is growing fast — its loan and investment book more than doubled in one year. That means more competition for banks, which could mean cheaper loans and better deals for you.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineLoan Rejected? 6 Reasons Banks Say No to You
Banks reject personal loans for many hidden reasons beyond low salary. Knowing exactly why helps you fix the problem fast and reapply with confidence.
Wealth-Economic TimesBuying a ₹1L Phone on EMI? Check This First
Before you buy that new phone, bike, or car on EMI, there's a simple rule to check if you can truly afford it — without wrecking your savings or going into a debt trap.
freefincalCredit Boom: Are You Getting the Best Loan Rate?
Indian banks are on a lending spree, with credit growing over 16% this year. More competition among banks means you have real bargaining power to get lower interest rates on home, car, and personal loans right now.
NDTV Profit - LatestCo-Branded Cards: Are You Missing 5X Rewards?
Co-branded credit cards from banks and fintechs offer extra rewards on UPI, contactless, and online shopping. If you are spending without one, you are likely leaving free cashback and points on the table every month.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsSame Salary, Different Loan? Your CIBIL Is Why
Banks don't just look at your salary when approving loans. Your credit score, existing EMIs, savings habits, and job type all decide how much you actually get — and at what interest rate.
mint - moneyBNPL Before 25? Your Credit Score May Be ₹0
India's Gen Z is borrowing through BNPL and EMI apps before ever getting a credit card. But many of these products don't build a CIBIL score — meaning young borrowers may have debt history but no credit profile when they actually need a loan.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsCredit Cards vs UPI Loans: Which Builds Your CIBIL?
Most Indians still don't use credit cards. UPI-based credit and personal loans are filling the gap — but each affects your CIBIL score differently. Here's what you need to know before borrowing.
mint - moneyFree Credit Score in 2 Min: What Your 750+ Means?
Bajaj Finance now lets you check your credit score free in 2 minutes online. Your score (300–900) decides your loan rate, EMI amount, and even whether a bank approves your application at all.
NewsVoirScore Below 650? Raise It 150 Points in 6 Months
If your credit score is stuck around 600, you are paying more interest on every loan. Simple habits like paying EMIs on time, keeping card usage low, and checking your report can push you to 750 — unlocking better loan deals.
mint - moneyRBI Flags Bad Loans Rise: Is Your EMI at Risk?
RBI has warned that Indian banks may see more bad loans due to global tensions. When banks lose money on bad loans, they tighten lending, raise rates, and reject more borrowers — hitting your EMIs and loan approvals directly.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineHousehold Debt at 45.5% GDP: Is Your EMI Safe?
Indians are borrowing more than ever — household debt just crossed 45.5% of GDP. But the good news: borrowers are getting more creditworthy. Here's what this means for your loan costs and financial health.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLinePersonal Loan Rejected? 6 Reasons You Were Denied
Most personal loan rejections are preventable. Lenders check your credit score, income stability, existing debt, and documents before approving. Knowing what they look for helps you fix gaps before you even apply.
mint - money₹2,000 FD Gets You a Credit Card: Worth It?
Paisabazaar and SBM Bank launched a secured credit card backed by a fixed deposit starting at just ₹2,000. It earns up to 7% FD interest plus cashback, and helps people with no or bad credit history build a CIBIL score.
NewsVoir5 Personal Loan Traps Costing You ₹1.8L Extra
Picking a personal loan without comparing rates, tenure, and fees can cost you lakhs. Here is what to check before you sign so your EMI does not quietly drain your wallet.
mint - moneyGood CIBIL Score, Rejected? 5 Factors Lenders Check
Many Indians get surprised when their loan is rejected despite a good credit score. Lenders today look far beyond CIBIL — your income stability, job type, existing EMI burden, and even your bank balance matter just as much.
mint - moneyNRI Credit Cards: 5 Costs That Hurt Your Wallet
NRI credit cards do more than earn rewards — they build your CIBIL score for future loans in India. But hidden forex charges, FEMA rules, and repayment traps can hurt you if you don't read the fine print.
Wealth-Economic TimesLow CIBIL Score? Your Visa May Get Rejected
Planning a trip abroad? Your credit score silently influences visa decisions. Embassies check if you manage money well. A strong CIBIL score signals financial stability and reduces your visa rejection risk.
mint - moneyCredit Card Overlimit: 5 Risks You're Ignoring
Credit cards let you spend beyond your limit in emergencies, but overlimit fees, higher interest, and a damaged CIBIL score can turn a short-term fix into a long-term financial headache. Here's what you must know before using it.
mint - moneyHome Loan Rates June 2026: Are You Overpaying?
Home loan interest rates have dropped to as low as 7.15% in June 2026. If you haven't compared lenders recently, you could be paying thousands more every month than you need to.
mint - moneyCareer Break at 30? It Costs More Than You Think
Taking a sabbatical feels tempting when work burns you out — but losing a year of income, PF contributions, and investments can set your finances back by years. Here's how to plan it without wrecking your money.
mint - moneyWrong Credit Report? Fix Errors in 3 Steps
Your credit report controls whether you get a loan and at what rate. Errors are common and can silently block approvals. Here's how to spot mistakes and officially get them corrected — fast.
mint - money5 Credit Report Errors Wrecking Your CIBIL Score
Mistakes in your credit report — like wrong loan status or someone else's debt — can quietly lower your CIBIL score and get your loan rejected. You have the right to dispute these errors for free, and fixing them can improve your score within 30–45 days.
mint - money11 Bank Holidays in June: Is Your EMI Safe?
Banks in India observe up to 11 holidays in June 2025 due to national, regional, and religious occasions. If your EMI or salary credit falls on a closed day, it shifts — and a bounce can hurt your CIBIL score and trigger penalty charges.
mint - moneyHome Loan Tax Breaks: Are You Claiming ₹3.5L?
A home loan is not just about buying a house — it comes with EMI choices, eligibility rules, and tax perks worth up to ₹3.5 lakh a year. Here is everything you need to know before you sign.
mint - moneyHome Loan EMI Above 30%? Your Savings Take the Hit
Taking a home loan that eats more than 30% of your monthly income can drain your savings, hurt your CIBIL score, and leave nothing for emergencies or retirement. Here is how to borrow smartly.
mint - moneyBharatPe Flex: 45 Days Free Credit on Your UPI?
BharatPe and YES Bank launched BharatPe Flex — a credit line linked to your UPI. You can pay now without funds in your account and repay within 45 days for free, or spread it over 3–12 month EMIs.
Wealth-Economic Times