₹3,811 Cr Unclaimed in MFs: Is Yours There?

SEBI's latest data shows over ₹3,811 crore in mutual fund redemptions and dividends went unclaimed in FY26. If you've ever invested in mutual funds and forgotten about it, your money could be in this pile. Here's how to find and claim it.

Here's what happened: SEBI's FY26 Annual Report revealed ₹3,811 crore in mutual fund redemption payouts and dividends remained unclaimed by investors across the industry.. Unclaimed amounts pile up when investors change bank accounts, forget old folios, or redemption cheques bounce without follow-up — fund houses hold the money in a separate low-yield plan.. SEBI mandates that AMCs publish unclaimed amount data and provide a free, accessible recovery process — investors can claim their dues at any time with basic KYC verification..

What you should do: Visit camsonline.com or kfintech.com, log in with your PAN, and search for all your mutual fund folios including old or inactive ones.. Check the investor services section of each AMC where you've ever invested — look specifically for 'unclaimed dividends' or 'unclaimed redemption amounts' under your folio.. If you find unclaimed money, submit a written request to the AMC or its registrar with your updated bank account details and KYC documents to trigger the payout process..

Even if you've never directly invested in mutual funds, check your employer's old payroll-linked SIP accounts — many corporate SIPs from previous jobs go dormant and accumulate unclaimed dividends for years.

For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.