₹0-Fee RuPay Card: Are You Getting Your Dining Rewards?
IndusInd Bank and EazyDiner launched a lifetime-free RuPay credit card that works on UPI and gives dining discounts. Zero annual fee means zero cost to hold it — but is it worth your wallet slot?
One restaurant meal saved via dining discounts can cover a week's chai budget — from a card that costs nothing.
This new credit card costs you nothing — ever — with real dining rewards
Key Takeaways
Check if your city's restaurants are covered under EazyDiner's partner list before applying — benefits are meaningless if no outlets near you qualify.
Compare this card's dining discount value against your existing card's reward rate on restaurant spends — a paid card with 5% cashback may still beat a free card with flat discounts.
Enable credit-on-UPI in your payments app after card activation — without this step, you miss the UPI reward-earning feature entirely.
IndusInd Bank and EazyDiner launched a lifetime-free RuPay credit card that works on UPI and gives dining discounts. Zero annual fee means zero cost to hold it — but is it worth your wallet slot?
Here's what happened: IndusInd Bank and dining platform EazyDiner launched a lifetime-free RuPay Platinum credit card with no joining or annual fee ever.. The card supports UPI payments, letting holders pay via QR code scan on credit — a feature enabled by NPCI's credit-on-UPI framework for RuPay cards.. Key benefits are focused on dining discounts through EazyDiner's partner restaurant network, plus entertainment perks — targeting urban food and lifestyle spenders..
What you should do: Check if your city's restaurants are covered under EazyDiner's partner list before applying — benefits are meaningless if no outlets near you qualify.. Compare this card's dining discount value against your existing card's reward rate on restaurant spends — a paid card with 5% cashback may still beat a free card with flat discounts.. Enable credit-on-UPI in your payments app after card activation — without this step, you miss the UPI reward-earning feature entirely..
RuPay credit cards on UPI earn credit card rewards even on QR-code merchant payments — something Visa and Mastercard cards still cannot do on UPI in India.
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- [1]“EazyDiner, IndusInd Bank roll out lifetime-free credit card linked to UPI payments” Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News · 7 Aug 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.