No Form 16? File Your ITR in 5 Simple Steps
Didn't get Form 16 from your employer yet? Don't panic. You can still file your ITR before 31 July using your salary slips, Form 26AS, AIS, and bank statements. Here's exactly how.
Form 16 is just a summary — your employer already uploaded every rupee to the Income Tax portal months ago.
Miss this ITR deadline and you pay ₹5,000 as late filing fee
Key Takeaways
Download your Form 26AS and AIS immediately from incometax.gov.in — go to 'e-File > Income Tax Returns > View Form 26AS' to see all TDS deducted on your salary.
Collect your last 3–4 salary slips, bank account statements for April 2024–March 2025, and investment proof documents (80C, 80D, HRA receipts) to calculate your total income and deductions.
Cross-check the TDS amount shown in Form 26AS with what your salary slips show as deducted — if there's a mismatch, contact your HR or accounts team immediately before filing.
Didn't get Form 16 from your employer yet? Don't panic. You can still file your ITR before 31 July using your salary slips, Form 26AS, AIS, and bank statements. Here's exactly how.
Here's what happened: The ITR filing deadline for salaried individuals for FY 2024-25 is 31 July 2025 — missing it triggers a ₹5,000 late fee under Section 234F.. Form 16 is a TDS certificate employers must issue by 15 June, but many small employers delay or skip it entirely, leaving employees stranded.. The Income Tax portal's Annual Information Statement (AIS) and Form 26AS already contain your salary, TDS, and other income data uploaded by your employer — making Form 16 optional, not mandatory..
What you should do: Download your Form 26AS and AIS immediately from incometax.gov.in — go to 'e-File > Income Tax Returns > View Form 26AS' to see all TDS deducted on your salary.. Collect your last 3–4 salary slips, bank account statements for April 2024–March 2025, and investment proof documents (80C, 80D, HRA receipts) to calculate your total income and deductions.. Cross-check the TDS amount shown in Form 26AS with what your salary slips show as deducted — if there's a mismatch, contact your HR or accounts team immediately before filing..
Pre-filled ITR forms on the Income Tax portal already auto-populate your salary and TDS from employer-uploaded data — just verify the figures, add deductions, and submit. You don't need to type anything from scratch.
For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.
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- [1]“No Form 16 yet? 31 July ITR deadline is near—here's how salaried taxpayers can still file their income tax return” mint - money · 28 Jul 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.