ITR Filed but No Refund? 3 Fixes That Work
Millions of Indians file their ITR on time but never get their refund. Wrong bank details, unverified returns, or a tax demand adjustment can silently kill your refund. Here is how to check and fix it fast.
A delayed ₹15,000 refund sitting idle for 6 months earns ₹0 — parked in an FD it would fetch ₹450 easily.
Your ITR refund could be stuck — and you may not even know why
Key Takeaways
Log in to incometax.gov.in, go to 'e-File > Income Tax Returns > View Filed Returns' and check your exact refund status — look for 'Refund Issued', 'Refund Failed', or 'Under Processing'.
If status shows 'Refund Failed', raise a refund re-issue request immediately on the portal under 'Services > Refund Reissue' and confirm your pre-validated bank account is linked to your PAN.
Check your email and AIS (Annual Information Statement) for any Section 245 intimation — if the department has adjusted your refund against old tax dues, you can respond and dispute it online within the given deadline.
Millions of Indians file their ITR on time but never get their refund. Wrong bank details, unverified returns, or a tax demand adjustment can silently kill your refund. Here is how to check and fix it fast.
Here's what happened: Income Tax refunds are processed only after your ITR is verified — e-verify within 30 days of filing or the return is treated as invalid.. Common refund blockers include outdated bank account details, IFSC mismatches, or accounts not linked to your PAN on the e-filing portal.. The Income Tax Department can legally adjust your refund against any outstanding tax demand from previous years after sending you an intimation notice under Section 245..
What you should do: Log in to incometax.gov.in, go to 'e-File > Income Tax Returns > View Filed Returns' and check your exact refund status — look for 'Refund Issued', 'Refund Failed', or 'Under Processing'.. If status shows 'Refund Failed', raise a refund re-issue request immediately on the portal under 'Services > Refund Reissue' and confirm your pre-validated bank account is linked to your PAN.. Check your email and AIS (Annual Information Statement) for any Section 245 intimation — if the department has adjusted your refund against old tax dues, you can respond and dispute it online within the given deadline..
If your refund is delayed beyond 60 days after ITR processing, you are legally entitled to interest at 6% per annum under Section 244A — claim it by raising a grievance on the portal.
Check Your ITR Status
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- [1]“Filed your ITR but did not get your income tax refund? Here's how to check your ITR status online and resolve common delays” Wealth-Economic Times · 15 Jul 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.