Filed ITR Early? 7 Checks Before 31 July
If you filed your income tax return in May or June, don't assume the job is done. Seven quick checks before 31 July can save your refund, fix errors, and keep you out of tax trouble.
One wrong bank account digit can delay your refund by 6+ months — longer than an FD lock-in!
Miss this date and your ITR becomes invalid — no refund, no carry-forward
Key Takeaways
Check your e-verification status on the Income Tax portal (incometax.gov.in) — if not done, verify immediately via Aadhaar OTP, net banking, or Demat account.
Compare your AIS (Annual Information Statement) and Form 26AS with the income and TDS figures you declared — flag any mismatches and revise your ITR before 31 July.
Verify your pre-validated bank account details on the portal — the account must be active and linked to your PAN to receive your refund without delays.
If you filed your income tax return in May or June, don't assume the job is done. Seven quick checks before 31 July can save your refund, fix errors, and keep you out of tax trouble.
Here's what happened: The ITR filing deadline for most individual taxpayers is 31 July 2025 — early filers still need to verify and validate key details before this date.. Common errors in early-filed returns include wrong bank account numbers, unmatched TDS credits, and income not matching Form 26AS or AIS data.. An unverified ITR is treated as if it was never filed — e-verification must be completed within 30 days of submission or the return is invalid..
What you should do: Check your e-verification status on the Income Tax portal (incometax.gov.in) — if not done, verify immediately via Aadhaar OTP, net banking, or Demat account.. Compare your AIS (Annual Information Statement) and Form 26AS with the income and TDS figures you declared — flag any mismatches and revise your ITR before 31 July.. Verify your pre-validated bank account details on the portal — the account must be active and linked to your PAN to receive your refund without delays..
If you spot an error after filing, you can file a revised return anytime before 31 July at zero cost — most people don't realise revision is free and unlimited until the deadline.
For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.
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- [1]“Filed ITR in May or June? Here's why you should revisit it and check these 7 key things before 31 July deadline” mint - money · 29 Jul 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.