Bank Shut 5 Days? Plan Your Cash Before Dussehra

Bank branches in several states will be closed for Durga Puja and Dussehra between October 19 and 23. Closures vary by city. Plan cash withdrawals, cheque deposits, and loan payments before heading out.

Here's what happened: Bank branches across eastern and central India are observing festival holidays for Durga Puja and Dussehra between October 19 and 23, with the exact closure dates varying by state and city.. The Reserve Bank of India publishes a city-wise bank holiday calendar each year — not every bank closes on the same day, and metro branches may follow different rules than smaller town branches.. Digital channels including NEFT, RTGS, IMPS, and UPI continue to function on bank holidays, but cash-heavy services like demand drafts, locker access, and cheque clearing require an open branch..

What you should do: Check the RBI's official bank holiday list at rbi.org.in for your specific city before planning any branch visit this week.. Withdraw enough cash and top up your mobile wallet before October 19 — ATM queues and cash shortages are common during festival weeks.. Verify your EMI due date: if it falls between October 19 and 23, ensure your account has sufficient balance at least 48 hours in advance to avoid a missed-payment mark on your CIBIL report..

IMPS transfers work even on public holidays and process instantly — use it instead of NEFT for any urgent money movement this festive week.

For borrowers watching their score, our CIBIL score guide covers what impacts it and how to improve it.