₹16,649 Cr Unclaimed: Is Your LIC or EPF Lost?
Over ₹16,649 crore is sitting unclaimed in old LIC policies and inactive EPF accounts across India. If you or your family ever had a policy or job, there may be money waiting for you — you just need to know where to look.
That's enough to pay 3 years of chai for every Indian — yet it sits forgotten in old accounts.
Your old LIC policy or forgotten EPF account may hold your money
Key Takeaways
Check your EPF balance on the EPFO member portal (epfindia.gov.in) or via the UMANG app — search using your old UAN or employer details from previous jobs.
Visit LIC's official unclaimed amount portal (licindia.in/unclaimed-amounts) and enter your policy number or name to check if any old policy maturity or death claim is pending.
Update your KYC — link Aadhaar, mobile number, and bank account — in both EPFO and LIC records so any dues can be electronically transferred without delays.
Over ₹16,649 crore is sitting unclaimed in old LIC policies and inactive EPF accounts across India. If you or your family ever had a policy or job, there may be money waiting for you — you just need to know where to look.
Here's what happened: The Central government confirmed over ₹16,649 crore remains unclaimed across inactive LIC policies and dormant EPF accounts held by millions of Indians.. Many accounts go unclaimed because policyholders die without informing nominees, or employees switch jobs and forget to transfer or withdraw old PF balances.. The government and EPFO have been sending reminders and urging people to update KYC details, link Aadhaar, and check their old records to recover eligible amounts..
What you should do: Check your EPF balance on the EPFO member portal (epfindia.gov.in) or via the UMANG app — search using your old UAN or employer details from previous jobs.. Visit LIC's official unclaimed amount portal (licindia.in/unclaimed-amounts) and enter your policy number or name to check if any old policy maturity or death claim is pending.. Update your KYC — link Aadhaar, mobile number, and bank account — in both EPFO and LIC records so any dues can be electronically transferred without delays..
If a family member passed away with an LIC policy, you can still file a claim as a nominee or legal heir — even without the physical policy bond — by submitting a succession certificate and death certificate at any LIC branch.
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- [1]“₹16,649 crore unclaimed in LIC and inactive EPF accounts: What Centre's latest update means for you” mint - money · 21 Jul 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.