J&K Bank — Real Lender, Customer Care, Grievance Officer
Verified registration and grievance details for the J&K Bank loan app.
Common questions about J&K Bank
Is J&K Bank RBI registered?
Yes. J&K Bank is the consumer-facing brand of Jammu & Kashmir Bank Limited, a Private Sector Bank registered with the Reserve Bank of India.
Who is the real lender behind the J&K Bank app?
Jammu & Kashmir Bank Limited is the regulated entity that issues loans through the J&K Bank brand. The RBI registration record is verifiable on the RBI's public NBFC list.
What is the J&K Bank customer care number?
Verified customer care number for Jammu & Kashmir Bank Limited: +91-1800-890-2122. Last verified 8 Jun 2026. Always cross-check on the official J&K Bank app or website before calling — scam helplines target lending app users.
How do I file a complaint against J&K Bank?
Three-step escalation: (1) Raise a complaint in the J&K Bank app or write to Jammu & Kashmir Bank Limited at grievance.creditcards@jkbmail.com. (2) If unresolved in 30 days, escalate to their Nodal Officer (listed on the lender's website per RBI Fair Practices Code). (3) Final escalation: RBI Banking Ombudsman via cms.rbi.org.in — free, no lawyer needed.
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