Is YONO Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “YONO”
- 🏛️ Deployed by: STATE BANK OF INDIA (BANK)
- 📧 Grievance officer: gm.customer@sbi.co.in.
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 YONO — What RBI's DLA Directory Records
| Regulated entity | STATE BANK OF INDIA (BANK) |
| Entity website | https://bank.sbi |
| Grievance officer | Principal Nodal Officer |
| Grievance contact | gm.customer@sbi.co.in. · 2222741216 |
📱 Distributed via: Google Play · iOS App Store
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
Not sure YONO is your best option?
GoCredit AI compares 100+ RBI-registered lenders for your profile — no CIBIL hit.
Get Real Offers — Free →❓ Quick Answers
Is YONO loan app safe?
YONO is listed in RBI's public directory of Digital Lending Apps, deployed by STATE BANK OF INDIA (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind YONO?
YONO is deployed by STATE BANK OF INDIA, a BANK regulated by RBI. This is the legal lender named in your loan agreement.
YONO customer care / grievance contact?
The grievance redressal officer on record is Principal Nodal Officer — gm.customer@sbi.co.in., 2222741216. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against YONO?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (gm.customer@sbi.co.in.). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
📚 Related
Check Another Loan App →
Instant verdict against RBI's DLA directory.
RBI Complaint (free) →
RB-IOS 2026 — no lawyer needed.
Report a Fake Loan App →
Verify the NBFC + Sachet filing walkthrough.
Low CIBIL Loan Apps →
Lenders that approve below 650.
Compare YONO vs 100+ Lenders — Free →
Zero CIBIL impact. Real offers in 30 seconds.