Is Xtelify Limited Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Xtelify Limited”
- 🏛️ Deployed by: POONAWALLA FINCORP LTD (NBFC)
- 🤝 LSP: Airtel (Lending Service Provider, per RBI's directory). The loan itself is given by POONAWALLA FINCORP LTD.
- 📧 Grievance officer: nodalofficer.loans@airtel.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Xtelify Limited — What RBI's DLA Directory Records
| Regulated entity | POONAWALLA FINCORP LTD (NBFC) |
| LSP (Lending Service Provider) | Airtel |
| Entity website | https://poonawallafincorp.com/digital-partnership-cashbycred |
| Grievance officer | Mr.Nitin Grover |
| Grievance contact | nodalofficer.loans@airtel.com · 1244243939 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Xtelify Limited loan app safe?
Xtelify Limited is listed in RBI's public directory of Digital Lending Apps, deployed by POONAWALLA FINCORP LTD (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Xtelify Limited?
Xtelify Limited is deployed by POONAWALLA FINCORP LTD, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Xtelify Limited customer care / grievance contact?
The grievance redressal officer on record is Mr.Nitin Grover — nodalofficer.loans@airtel.com, 1244243939. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Xtelify Limited?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (nodalofficer.loans@airtel.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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