Is Xpress Cash Loan Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-11-02
- ✅ Listed in RBI's DLA directory as “Xpress Cash Loan”
- 🏛️ Deployed by: KARNATAKA BANK LTD (BANK)
- 📧 Grievance officer: suhasm@ktk.bank.in
- 🛡️ Complaint route: RBI CMS portal (free)
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🔍 Xpress Cash Loan — What RBI's DLA Directory Records
| Regulated entity | KARNATAKA BANK LTD (BANK) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://www.karnatakabank.bank.in |
| Grievance officer | SUHAS M |
| Grievance contact | suhasm@ktk.bank.in · 8028062151 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-11-02. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Xpress Cash Loan loan app safe?
Xpress Cash Loan is listed in RBI's public directory of Digital Lending Apps, deployed by KARNATAKA BANK LTD (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Xpress Cash Loan?
Xpress Cash Loan is deployed by KARNATAKA BANK LTD, a BANK regulated by RBI. This is the legal lender named in your loan agreement.
Xpress Cash Loan customer care / grievance contact?
The grievance redressal officer on record is SUHAS M — suhasm@ktk.bank.in, 8028062151. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Xpress Cash Loan?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (suhasm@ktk.bank.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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