Is Wishfin Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Wishfin”
- 🏛️ Deployed by: 3 regulated entities (see below)
- 📧 Grievance officer: grievance@wishfin.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Wishfin — What RBI's DLA Directory Records
| Regulated entity | DMI FINANCE PVT LTD. (NBFC) |
| LSP (Lending Service Provider) | Mywish Marketplaces Private Limited |
| Entity website | https://www.dmifinance.in/ |
| Grievance officer | Simranjeet Singh |
| Grievance contact | grievance@wishfin.com · 1204215026 |
| Regulated entity | EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC) |
| LSP (Lending Service Provider) | Mywish Marketplaces Pvt Ltd |
| Entity website | https://www.earlysalary.in |
| Grievance officer | Gangesh Malhotra/Simranjeet Singh |
| Grievance contact | grievance@wishfin.com · 1204215026 |
| Regulated entity | TATA CAPITAL LIMITED (NBFC) |
| LSP (Lending Service Provider) | Mywish Marketplaces Private Limited |
| Entity website | https://www.tatacapital.com/tchfl.html |
| Grievance officer | TCL- Ms. Francyna Dias |
| Grievance contact | TCL- seniorcroretail@tatacapital.com · 18602676060 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Wishfin loan app safe?
Wishfin is listed in RBI's public directory of Digital Lending Apps, deployed by 3 regulated entities including DMI FINANCE PVT LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Wishfin?
Wishfin is deployed by 3 RBI-regulated entities: DMI FINANCE PVT LTD., EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), TATA CAPITAL LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Wishfin customer care / grievance contact?
The grievance redressal officer on record for DMI FINANCE PVT LTD. is Simranjeet Singh — grievance@wishfin.com, 1204215026. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Wishfin?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@wishfin.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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