Is WeCredit Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “WeCredit”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: Care@wecredit.co.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 WeCredit — What RBI's DLA Directory Records
| Regulated entity | FDPL FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://www.fdplfinance.com/ |
| Grievance officer | Abhay Padoor |
| Grievance contact | Care@wecredit.co.in · 9116115114 |
| Regulated entity | GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED) (NBFC) |
| Entity website | https://www.godrejfinance.com/ |
| Grievance officer | Abhay Padoor |
| Grievance contact | care@wecredit.co.in · 9240259585 |
📱 Distributed via: Google Play · Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is WeCredit loan app safe?
WeCredit is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including FDPL FINANCE PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind WeCredit?
WeCredit is deployed by 2 RBI-regulated entities: FDPL FINANCE PRIVATE LIMITED, GODREJ FINANCE LIMITED (OLD NAME ENSEMBLE HOLDINGS & FINANCE LIMITED). Your loan agreement names the specific entity for your loan — check it there.
WeCredit customer care / grievance contact?
The grievance redressal officer on record for FDPL FINANCE PRIVATE LIMITED is Abhay Padoor — Care@wecredit.co.in, 9116115114. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against WeCredit?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (Care@wecredit.co.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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