Is Urban Money Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Urban Money”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: piyush.bothra@squareyards.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Urban Money — What RBI's DLA Directory Records
| Regulated entity | FDPL FINANCE PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | Urban Money Private Limited |
| Entity website | https://www.fdplfinance.com/ |
| Grievance officer | Piyush Bothra |
| Grievance contact | piyush.bothra@squareyards.com · 9717001558 |
| Regulated entity | MEGHDOOT MERCANTILE PVT. LTD. (NBFC) |
| LSP (Lending Service Provider) | Urban Money Pvt Ltd |
| Entity website | https://www.meghdootmercantile.com/ |
| Grievance officer | Piyush Bothra |
| Grievance contact | piyush.bothra@squareyards.com · 8698589888 |
📱 Distributed via: iOS App Store · Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Urban Money loan app safe?
Urban Money is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including FDPL FINANCE PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Urban Money?
Urban Money is deployed by 2 RBI-regulated entities: FDPL FINANCE PRIVATE LIMITED, MEGHDOOT MERCANTILE PVT. LTD.. Your loan agreement names the specific entity for your loan — check it there.
Urban Money customer care / grievance contact?
The grievance redressal officer on record for FDPL FINANCE PRIVATE LIMITED is Piyush Bothra — piyush.bothra@squareyards.com, 9717001558. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Urban Money?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (piyush.bothra@squareyards.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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