Is Upwards Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Upwards”
- 🏛️ Deployed by: LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC)
- 📧 Grievance officer: grievance.redressal@lendingkart.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Upwards — What RBI's DLA Directory Records
| Regulated entity | LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC) |
| Entity website | https://www.lendingkart.com |
| Grievance officer | Ketan Sali |
| Grievance contact | grievance.redressal@lendingkart.com · 6358874622 |
📱 Distributed via: Google Play · Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is Upwards loan app safe?
Upwards is listed in RBI's public directory of Digital Lending Apps, deployed by LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Upwards?
Upwards is deployed by LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED), a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Upwards customer care / grievance contact?
The grievance redressal officer on record is Ketan Sali — grievance.redressal@lendingkart.com, 6358874622. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Upwards?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance.redressal@lendingkart.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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