Is Two Minutes Loan Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-08
- ✅ Listed in RBI's DLA directory as “Two Minutes Loan”
- 🏛️ Deployed by: SARVOTTAM FINCAP LTD. (NBFC)
- 🤝 Operated by: Fintech Cloud Private Limited — a Lending Service Provider running the app on the regulated entity's behalf, per RBI's directory
- 📧 Grievance officer: grievance@twominutesloan.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Two Minutes Loan — What RBI's DLA Directory Records
| Regulated entity | SARVOTTAM FINCAP LTD. (NBFC) |
| Operated by | Fintech Cloud Private Limited (Lending Service Provider) |
| Entity website | https://www.sarvagram.com |
| Grievance officer | Lokesh Tated |
| Grievance contact | grievance@twominutesloan.com · 8796709055 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-08. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Two Minutes Loan loan app safe?
Two Minutes Loan is listed in RBI's public directory of Digital Lending Apps, deployed by SARVOTTAM FINCAP LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Two Minutes Loan?
Two Minutes Loan is deployed by SARVOTTAM FINCAP LTD., a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Two Minutes Loan customer care / grievance contact?
The grievance redressal officer on record is Lokesh Tated — grievance@twominutesloan.com, 8796709055. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Two Minutes Loan?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@twominutesloan.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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