Is The EMI Club Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “The EMI Club - Dealer App”
- 🏛️ Deployed by: NAVKAR NIVESH PRIVATE LIMITED (NBFC)
- 🤝 LSP: Mash Technologies Pvt Ltd (LSP) (Lending Service Provider, per RBI's directory). The loan itself is given by NAVKAR NIVESH PRIVATE LIMITED.
- 📧 Grievance officer: admin@navkarnivesh.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 The EMI Club — What RBI's DLA Directory Records
| Regulated entity | NAVKAR NIVESH PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | Mash Technologies Pvt Ltd (LSP) |
| Entity website | https://navkarnivesh.com |
| Grievance officer | SANKET NARVEKAR |
| Grievance contact | admin@navkarnivesh.com · 8828828759 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is The EMI Club loan app safe?
The EMI Club - Dealer App is listed in RBI's public directory of Digital Lending Apps, deployed by NAVKAR NIVESH PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind The EMI Club?
The EMI Club - Dealer App is deployed by NAVKAR NIVESH PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
The EMI Club customer care / grievance contact?
The grievance redressal officer on record is SANKET NARVEKAR — admin@navkarnivesh.com, 8828828759. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against The EMI Club?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (admin@navkarnivesh.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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