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Is TATA Capital Loan App & Wealth Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “TATA Capital Loan App & Wealth”
  • 🏛️ Deployed by: 2 regulated entities (see below)
  • 📧 Grievance officer: customerservice.head@tatacapital.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 TATA Capital Loan App & Wealth — What RBI's DLA Directory Records

Regulated entityTATA CAPITAL HOUSING FINANCE LTD. (HOUSING FINANCE COMPANY)
LSP (Lending Service Provider)None: the app is self-owned by the regulated entity
Entity websitehttps://www.tatacapital.com/tchfl.html
Grievance officerMs. Reshma Sethi
Grievance contactcustomerservice.head@tatacapital.com · 2269682464
Regulated entityTATA CAPITAL LIMITED (NBFC)
LSP (Lending Service Provider)None: the app is self-owned by the regulated entity
Entity websitehttps://www.tatacapital.com/tchfl.html
Grievance officerTCL- Ms. Francyna Dias
Grievance contactTCL- seniorcroretail@tatacapital.com · 18602676060

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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is TATA Capital Loan App & Wealth loan app safe?
TATA Capital Loan App & Wealth is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including TATA CAPITAL HOUSING FINANCE LTD. (HOUSING FINANCE COMPANY). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind TATA Capital Loan App & Wealth?
TATA Capital Loan App & Wealth is deployed by 2 RBI-regulated entities: TATA CAPITAL HOUSING FINANCE LTD., TATA CAPITAL LIMITED. Your loan agreement names the specific entity for your loan — check it there.
TATA Capital Loan App & Wealth customer care / grievance contact?
The grievance redressal officer on record for TATA CAPITAL HOUSING FINANCE LTD. is Ms. Reshma Sethi — customerservice.head@tatacapital.com, 2269682464. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against TATA Capital Loan App & Wealth?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (customerservice.head@tatacapital.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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