Is Swipe Loan Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Swipe Loan”
- 🏛️ Deployed by: 5 regulated entities (see below)
- 📧 Grievance officer: grievance@swipeloan.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Swipe Loan — What RBI's DLA Directory Records
| Regulated entity | AGRIM FINCAP PVT.LTD. (NBFC) |
| LSP (Lending Service Provider) | KGIL Fintech Solutions Private Limited |
| Entity website | https://swipeloan.in |
| Grievance officer | Kunika Modi |
| Grievance contact | grievance@swipeloan.in · 9028065619 |
| Regulated entity | FDPL FINANCE PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | KGIL Fintech Solutions Pvt Ltd |
| Entity website | https://www.fdplfinance.com/ |
| Grievance officer | Kunika Modi |
| Grievance contact | grievance@swipeloan.in · 9028065619 |
| Regulated entity | F MEC INTERNATIONAL FINANCIAL SERVICES LTD. (NBFC) |
| LSP (Lending Service Provider) | KGIL Fintech Solutions Pvt Ltd |
| Entity website | https://swipeloan.in |
| Grievance officer | Kunika Modi |
| Grievance contact | grievance@swipeloan.in · 902806561900000 |
| Regulated entity | MEGHDOOT MERCANTILE PVT. LTD. (NBFC) |
| LSP (Lending Service Provider) | KGIL Fintech Solutions Pvt Ltd |
| Entity website | https://www.meghdootmercantile.com/ |
| Grievance officer | Kunika Modi |
| Grievance contact | grievance@swipeloan.in · 9028065619 |
| Regulated entity | NICE FINANCE AND LEASING PRIVATE LIMITED (NBFC) |
| LSP (Lending Service Provider) | KGIL Fintech Solutions Pvt Ltd |
| Entity website | https://swipeloan.in |
| Grievance officer | Kunika Modi |
| Grievance contact | grievance@swipeloan.in · 902806561900000 |
📱 Distributed via: Website · Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Swipe Loan loan app safe?
Swipe Loan is listed in RBI's public directory of Digital Lending Apps, deployed by 5 regulated entities including AGRIM FINCAP PVT.LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Swipe Loan?
Swipe Loan is deployed by 5 RBI-regulated entities: AGRIM FINCAP PVT.LTD., FDPL FINANCE PRIVATE LIMITED, F MEC INTERNATIONAL FINANCIAL SERVICES LTD., MEGHDOOT MERCANTILE PVT. LTD., NICE FINANCE AND LEASING PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Swipe Loan customer care / grievance contact?
The grievance redressal officer on record for AGRIM FINCAP PVT.LTD. is Kunika Modi — grievance@swipeloan.in, 9028065619. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Swipe Loan?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@swipeloan.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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