Is Supermoney Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-09-01

✅ Listed in RBI's DLA directory as “Supermoney”
🏛️ Deployed by: 6 regulated entities (see below)
📧 Grievance officer: grievances@super.money
🛡️ Complaint route: RBI CMS portal (free)

🔍 Supermoney — What RBI's DLA Directory Records

Regulated entity	EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC)
Entity website	https://www.earlysalary.in
Grievance officer	Bharath Pusala
Grievance contact	grievances@super.money · 0

Regulated entity	KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED (NBFC)
Entity website	https://creditsaison.in/partnercontact
Grievance officer	Bharath Pusala
Grievance contact	grievances@super.money · 8069400000

Regulated entity	POONAWALLA FINCORP LTD (NBFC)
Entity website	https://poonawallafincorp.com/digital-partnership-cashbycred
Grievance officer	Mr Bharat Pusala
Grievance contact	grievances@supermoney.com · 9311509420

Regulated entity	SI CREVA CAPITAL SERVICES PRIVATE LIMITED (NBFC)
Entity website	https://sicrevacapital.com/
Grievance officer	Rahul Sharma
Grievance contact	grievances@super.money · 8069171123

Regulated entity	UGRO CAPITAL LIMITED (PREVIOUSLY CHOKHANI SECURITIES LIMITED) (NBFC)
Entity website	https://www.ugrocapital.com/lending-service-provider#digital-Lending-apps
Grievance officer	Mr. Ritesh Mishra
Grievance contact	ritesh.mishra@supermoney.in · 8035018270

Regulated entity	UGRO CAPITAL LIMITED (PREVIOUSLY CHOKHANI SECURITIES LIMITED)* (NBFC)
Entity website	https://www.ugrocapital.com/lending-service-provider#digital-Lending-apps
Grievance officer	Mr. Ritesh Mishra
Grievance contact	ritesh.mishra@supermoney.in · 8035018270

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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Supermoney loan app safe?

Supermoney is listed in RBI's public directory of Digital Lending Apps, deployed by 6 regulated entities including EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.

Which lender is behind Supermoney?

Supermoney is deployed by 6 RBI-regulated entities: EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED, POONAWALLA FINCORP LTD, SI CREVA CAPITAL SERVICES PRIVATE LIMITED, UGRO CAPITAL LIMITED (PREVIOUSLY CHOKHANI SECURITIES LIMITED), UGRO CAPITAL LIMITED (PREVIOUSLY CHOKHANI SECURITIES LIMITED)*. Your loan agreement names the specific entity for your loan — check it there.

Supermoney customer care / grievance contact?

The grievance redressal officer on record for EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) is Bharath Pusala — grievances@super.money, 0. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).

How do I complain against Supermoney?

Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievances@super.money). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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