Is Stashfin Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “Stashfin”
- 🏛️ Deployed by: 5 regulated entities (see below)
- 📧 Grievance officer: grievance.officer@stashfin.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Stashfin — What RBI's DLA Directory Records
| Regulated entity | AKARA CAPITAL ADVISORS PRIVATE LIMITED (NBFC) |
| Entity website | https://www.akaracap.com/ |
| Grievance officer | Aditya Verma |
| Grievance contact | grievance.officer@stashfin.com · 1246981222 |
| Regulated entity | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED (NBFC) |
| Entity website | https://www.cholamandalam.com |
| Grievance officer | Mr. Aditya Verma |
| Grievance contact | grievance.officer@akaracap.com · 1246981222 |
| Regulated entity | NORTHERN ARC CAPITAL LIMITED (NBFC) |
| Entity website | https://www.northernarc.com |
| Grievance officer | Aditya Verma |
| Grievance contact | grievance.officer@stashfin.com · 1246981222 |
| Regulated entity | OXYZO FINANCIAL SERVICES PRIVATE LIMITED (NBFC) |
| Entity website | https://www.oxyzo.in/ |
| Grievance officer | Mr. Aditya Verma |
| Grievance contact | grievance.officer@akaracap.com · 1246981222 |
| Regulated entity | WESTERN CAPITAL ADVISORS PRIVATE LIMITED (NBFC) |
| Entity website | https://www.stashfin.com/ |
| Grievance officer | Aditya Verma |
| Grievance contact | grievance.officer@akaracap.com · 1.246981222e+16 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is Stashfin loan app safe?
Stashfin is listed in RBI's public directory of Digital Lending Apps, deployed by 5 regulated entities including AKARA CAPITAL ADVISORS PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Stashfin?
Stashfin is deployed by 5 RBI-regulated entities: AKARA CAPITAL ADVISORS PRIVATE LIMITED, CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED, NORTHERN ARC CAPITAL LIMITED, OXYZO FINANCIAL SERVICES PRIVATE LIMITED, WESTERN CAPITAL ADVISORS PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Stashfin customer care / grievance contact?
The grievance redressal officer on record for AKARA CAPITAL ADVISORS PRIVATE LIMITED is Aditya Verma — grievance.officer@stashfin.com, 1246981222. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Stashfin?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance.officer@stashfin.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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