Is ShubhLoan-Personal Loan App Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “ShubhLoan-Personal Loan App”
- 🏛️ Deployed by: LUCKY HOLDINGS PVT. LTD. (NBFC)
- 📧 Grievance officer: debashis8663@gmail.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 ShubhLoan-Personal Loan App — What RBI's DLA Directory Records
| Regulated entity | LUCKY HOLDINGS PVT. LTD. (NBFC) |
| Entity website | https://www.lucky-hold.com |
| Grievance officer | Devendra Bhattacharya |
| Grievance contact | debashis8663@gmail.com · 9093388320 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is ShubhLoan-Personal Loan App loan app safe?
ShubhLoan-Personal Loan App is listed in RBI's public directory of Digital Lending Apps, deployed by LUCKY HOLDINGS PVT. LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind ShubhLoan-Personal Loan App?
ShubhLoan-Personal Loan App is deployed by LUCKY HOLDINGS PVT. LTD., a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
ShubhLoan-Personal Loan App customer care / grievance contact?
The grievance redressal officer on record is Devendra Bhattacharya — debashis8663@gmail.com, 9093388320. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against ShubhLoan-Personal Loan App?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (debashis8663@gmail.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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