Is Samridhya Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Samridhya”
- 🏛️ Deployed by: 3 regulated entities (see below)
- 📧 Grievance officer: Support@samridhya.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Samridhya — What RBI's DLA Directory Records
| Regulated entity | CHINMAY FINLEASE LTD (NBFC) |
| LSP (Lending Service Provider) | Samridhya Innovations Private Ltd |
| Entity website | https://www.chinmayfinlease.com/ |
| Grievance officer | Amit Sharma |
| Grievance contact | Support@samridhya.com · 6366234521 |
| Regulated entity | MEGHDOOT MERCANTILE PVT. LTD. (NBFC) |
| LSP (Lending Service Provider) | SAMRIDHYA INNOVATIONS PRIVATE LTD |
| Entity website | https://www.meghdootmercantile.com/ |
| Grievance officer | AMIT SHARMA |
| Grievance contact | SUPPORT@SAMRIDHYA.COM · 8956077440 |
| Regulated entity | R.K. BANSAL FINANCE LTD. (NBFC) |
| LSP (Lending Service Provider) | Samridhya Innovations Private Limited |
| Entity website | https://www.rkbfinance.in/ |
| Grievance officer | Amit Sharma |
| Grievance contact | amit@samridhya.com · 7738360357 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Samridhya loan app safe?
Samridhya is listed in RBI's public directory of Digital Lending Apps, deployed by 3 regulated entities including CHINMAY FINLEASE LTD (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Samridhya?
Samridhya is deployed by 3 RBI-regulated entities: CHINMAY FINLEASE LTD, MEGHDOOT MERCANTILE PVT. LTD., R.K. BANSAL FINANCE LTD.. Your loan agreement names the specific entity for your loan — check it there.
Samridhya customer care / grievance contact?
The grievance redressal officer on record for CHINMAY FINLEASE LTD is Amit Sharma — Support@samridhya.com, 6366234521. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Samridhya?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (Support@samridhya.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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