Is Salaryontime Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Salaryontime”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: grievance@karnsecurities.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Salaryontime — What RBI's DLA Directory Records
| Regulated entity | KARN SECURITIES PVT.LTD. (NBFC) |
| LSP (Lending Service Provider) | LNVS Fintech Pvt Ltd |
| Entity website | https://karnsecurities.com |
| Grievance officer | Saman Luqman Bilgrami |
| Grievance contact | grievance@karnsecurities.com · 8796552825 |
| Regulated entity | KASAR CREDIT & CAPITAL PVT.LTD. (NBFC) |
| LSP (Lending Service Provider) | LNVS FINTECH PRIVATE LIMITED |
| Entity website | https://kasarcredit.com/ |
| Grievance officer | Kashish Sehgal |
| Grievance contact | Grievance@kasarcredit.com · 9289877923 |
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Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Salaryontime loan app safe?
Salaryontime is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including KARN SECURITIES PVT.LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Salaryontime?
Salaryontime is deployed by 2 RBI-regulated entities: KARN SECURITIES PVT.LTD., KASAR CREDIT & CAPITAL PVT.LTD.. Your loan agreement names the specific entity for your loan — check it there.
Salaryontime customer care / grievance contact?
The grievance redressal officer on record for KARN SECURITIES PVT.LTD. is Saman Luqman Bilgrami — grievance@karnsecurities.com, 8796552825. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Salaryontime?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@karnsecurities.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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