Is Salary Flow Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-08
- ✅ Listed in RBI's DLA directory as “Salary Flow”
- 🏛️ Deployed by: DHVIJA FINANCE LIMITED (EARLIER KNOWN AS F MEC INTERNATIONAL FINANCIAL SERVICES LTD.) (NBFC)
- 📧 Grievance officer: apoorve.bansal@fmecinternational.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Salary Flow — What RBI's DLA Directory Records
| Regulated entity | DHVIJA FINANCE LIMITED (EARLIER KNOWN AS F MEC INTERNATIONAL FINANCIAL SERVICES LTD.) (NBFC) |
| Operated by | The regulated entity itself (self-owned) |
| Entity website | https://www.fmecinternational.com/contact-us |
| Grievance officer | Apoorve Bansal |
| Grievance contact | apoorve.bansal@fmecinternational.com · 1145548681000 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-08. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Salary Flow loan app safe?
Salary Flow is listed in RBI's public directory of Digital Lending Apps, deployed by DHVIJA FINANCE LIMITED (EARLIER KNOWN AS F MEC INTERNATIONAL FINANCIAL SERVICES LTD.) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Salary Flow?
Salary Flow is deployed by DHVIJA FINANCE LIMITED (EARLIER KNOWN AS F MEC INTERNATIONAL FINANCIAL SERVICES LTD.), a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Salary Flow customer care / grievance contact?
The grievance redressal officer on record is Apoorve Bansal — apoorve.bansal@fmecinternational.com, 1145548681000. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Salary Flow?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (apoorve.bansal@fmecinternational.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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