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Is Rupee112 Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-09-01

  • Listed in RBI's DLA directory as “Rupee112: Personal Loan App
  • 🏛️ Deployed by: AADHAR INDIA FINVEST LIMITED (NBFC)
  • 📧 Grievance officer: sharad.adhikari@rupee112.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Rupee112 — What RBI's DLA Directory Records

Regulated entityAADHAR INDIA FINVEST LIMITED (NBFC)
Entity websitehttps://aadharindiafinvest.com/
Grievance officerSharad Adhikari
Grievance contactsharad.adhikari@rupee112.com · 9220644112

📱 Distributed via: iOS App Store · Google Play · Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Rupee112 loan app safe?
Rupee112: Personal Loan App is listed in RBI's public directory of Digital Lending Apps, deployed by AADHAR INDIA FINVEST LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Rupee112?
Rupee112: Personal Loan App is deployed by AADHAR INDIA FINVEST LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Rupee112 customer care / grievance contact?
The grievance redressal officer on record is Sharad Adhikari — sharad.adhikari@rupee112.com, 9220644112. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Rupee112?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (sharad.adhikari@rupee112.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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