Is RULE MUDRA Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-08
- ✅ Listed in RBI's DLA directory as “RULE MUDRA”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: grievanceofficer@kredbharat.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 RULE MUDRA — What RBI's DLA Directory Records
| Regulated entity | A.G.F. FINLEASE (INDIA) LIMITED (NBFC) |
| Operated by | TWOMINUTES FINTECH PRIVATE LIMITED (Lending Service Provider) |
| Entity website | https://agffinlease.com/ |
| Grievance officer | MAHABIR SINGH |
| Grievance contact | grievanceofficer@kredbharat.com · 9217370902 |
| Regulated entity | DECIMUS FINANCIAL LTD. (FORMERLY K.C.FINCAP LIMITED) (NBFC) |
| Operated by | TWOMINUTES FINTECH PRIVATE LIMITED (Lending Service Provider) |
| Entity website | https://decimus.co.in/ |
| Grievance officer | MAHABIR SINGH |
| Grievance contact | grievanceofficer@rulemudra.com · 9217370902 |
📱 Distributed via: Google Play · Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-08. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is RULE MUDRA loan app safe?
RULE MUDRA is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including A.G.F. FINLEASE (INDIA) LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind RULE MUDRA?
RULE MUDRA is deployed by 2 RBI-regulated entities: A.G.F. FINLEASE (INDIA) LIMITED, DECIMUS FINANCIAL LTD. (FORMERLY K.C.FINCAP LIMITED). Your loan agreement names the specific entity for your loan — check it there.
RULE MUDRA customer care / grievance contact?
The grievance redressal officer on record for A.G.F. FINLEASE (INDIA) LIMITED is MAHABIR SINGH — grievanceofficer@kredbharat.com, 9217370902. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against RULE MUDRA?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievanceofficer@kredbharat.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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