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Is RESPO FINANCIAL CAPITAL PRIVATE LIMITED Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-08

  • ✅ Listed in RBI's DLA directory as “RESPO FINANCIAL CAPITAL PRIVATE LIMITED”
  • 🏛️ Deployed by: 2 regulated entities (see below)
  • 📧 Grievance officer: nodal@respo.co.in
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 RESPO FINANCIAL CAPITAL PRIVATE LIMITED — What RBI's DLA Directory Records

Regulated entityHARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED (NBFC)
Operated byRESPO FINANCIAL CAPITAL PRIVATE LIMITED (Lending Service Provider)
Entity websitehttps://www.vivriticapital.com/
Grievance officerMr.Swapnil Kinalekar
Grievance contactnodal@respo.co.in · 2228256467
Regulated entityVIVRITI CAPITAL LIMITED (EARLIER KNOWN AS HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED) (NBFC)
Operated byRESPO FINANCIAL CAPITAL PRIVATE LIMITED (Lending Service Provider)
Entity websitehttps://www.vivriticapital.com/
Grievance officerMr.Swapnil Kinalekar
Grievance contactnodal@respo.co.in · 2228256467

📱 Distributed via: Google Play · iOS App Store

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-08. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is RESPO FINANCIAL CAPITAL PRIVATE LIMITED loan app safe?
RESPO FINANCIAL CAPITAL PRIVATE LIMITED is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind RESPO FINANCIAL CAPITAL PRIVATE LIMITED?
RESPO FINANCIAL CAPITAL PRIVATE LIMITED is deployed by 2 RBI-regulated entities: HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED, VIVRITI CAPITAL LIMITED (EARLIER KNOWN AS HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED). Your loan agreement names the specific entity for your loan — check it there.
RESPO FINANCIAL CAPITAL PRIVATE LIMITED customer care / grievance contact?
The grievance redressal officer on record for HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED is Mr.Swapnil Kinalekar — nodal@respo.co.in, 2228256467. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against RESPO FINANCIAL CAPITAL PRIVATE LIMITED?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (nodal@respo.co.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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