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Is REFYNE Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “REFYNE”
  • 🏛️ Deployed by: 2 regulated entities (see below)
  • 📧 Grievance officer: pno@junooncapital.com
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 REFYNE — What RBI's DLA Directory Records

Regulated entityJUNOON CAPITAL SERVICES (P) LTD. (NBFC)
LSP (Lending Service Provider)Refyne Tech Private Limited
Entity websitehttps://www.refyne.co.in/
Grievance officerSachin Kumar Srivastava
Grievance contactpno@junooncapital.com · 9555474752
Regulated entitySUNITA FINLEASE LTD. (NBFC)
LSP (Lending Service Provider)Refyne?Tech Private Ltd
Entity websitehttps://www.sunitafinance.com/
Grievance officerMr. Amit Vikram Pandey
Grievance contactnodal_officer@refyne.co.in? · 7406343332

📱 Distributed via: Google Play · iOS App Store

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is REFYNE loan app safe?
REFYNE is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including JUNOON CAPITAL SERVICES (P) LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind REFYNE?
REFYNE is deployed by 2 RBI-regulated entities: JUNOON CAPITAL SERVICES (P) LTD., SUNITA FINLEASE LTD.. Your loan agreement names the specific entity for your loan — check it there.
REFYNE customer care / grievance contact?
The grievance redressal officer on record for JUNOON CAPITAL SERVICES (P) LTD. is Sachin Kumar Srivastava — pno@junooncapital.com, 9555474752. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against REFYNE?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (pno@junooncapital.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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