Is PM Vishwakarma Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “PM Vishwakarma”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: agmcustomerservice@mahabank.co.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 PM Vishwakarma — What RBI's DLA Directory Records
| Regulated entity | BANK OF MAHARASHTRA (BANK) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://bankofmaharashtra.bank.in/ |
| Grievance officer | Shri Shirish Salway |
| Grievance contact | agmcustomerservice@mahabank.co.in · 2025614366 |
| Regulated entity | PUNJAB NATIONAL BANK (BANK) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://www.pnb.bank.in/ |
| Grievance officer | Manuj Pratap Singh |
| Grievance contact | sme.digital@pnb.bank.in · 1128073057 |
📱 Distributed via: Website · Internet Banking Service · Google Play · iOS App Store
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is PM Vishwakarma loan app safe?
PM Vishwakarma is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including BANK OF MAHARASHTRA (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind PM Vishwakarma?
PM Vishwakarma is deployed by 2 RBI-regulated entities: BANK OF MAHARASHTRA, PUNJAB NATIONAL BANK. Your loan agreement names the specific entity for your loan — check it there.
PM Vishwakarma customer care / grievance contact?
The grievance redressal officer on record for BANK OF MAHARASHTRA is Shri Shirish Salway — agmcustomerservice@mahabank.co.in, 2025614366. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against PM Vishwakarma?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (agmcustomerservice@mahabank.co.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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