Is Paisanow Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-11-02
- ✅ Listed in RBI's DLA directory as “Paisanow”
- 🏛️ Deployed by: CAPITAL TRADE LINKS LIMITED (NBFC)
- 📧 Grievance officer: info@capitaltrade.in
- 🛡️ Complaint route: RBI CMS portal (free)
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🔍 Paisanow — What RBI's DLA Directory Records
| Regulated entity | CAPITAL TRADE LINKS LIMITED (NBFC) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://www.capitaltrade.in |
| Grievance officer | Arun Bhardwaj |
| Grievance contact | info@capitaltrade.in · 8909080905 |
📱 Distributed via: iOS App Store
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-11-02. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Paisanow loan app safe?
Paisanow is listed in RBI's public directory of Digital Lending Apps, deployed by CAPITAL TRADE LINKS LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Paisanow?
Paisanow is deployed by CAPITAL TRADE LINKS LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Paisanow customer care / grievance contact?
The grievance redressal officer on record is Arun Bhardwaj — info@capitaltrade.in, 8909080905. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Paisanow?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (info@capitaltrade.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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