Is PaisaCash-Personal Credit Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “PaisaCash-Personal Credit”
- 🏛️ Deployed by: NAPEAN FINVEST PVT. LTD. (NBFC)
- 📧 Grievance officer: contact@napeanfinvestpvtlmt.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 PaisaCash-Personal Credit — What RBI's DLA Directory Records
| Regulated entity | NAPEAN FINVEST PVT. LTD. (NBFC) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://napeanfinvestpvtlmt.com |
| Grievance officer | Harshit Mehta |
| Grievance contact | contact@napeanfinvestpvtlmt.com · 9654766716 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is PaisaCash-Personal Credit loan app safe?
PaisaCash-Personal Credit is listed in RBI's public directory of Digital Lending Apps, deployed by NAPEAN FINVEST PVT. LTD. (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind PaisaCash-Personal Credit?
PaisaCash-Personal Credit is deployed by NAPEAN FINVEST PVT. LTD., a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
PaisaCash-Personal Credit customer care / grievance contact?
The grievance redressal officer on record is Harshit Mehta — contact@napeanfinvestpvtlmt.com, 9654766716. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against PaisaCash-Personal Credit?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (contact@napeanfinvestpvtlmt.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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