Is Open.money Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Open.money”
- 🏛️ Deployed by: LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC)
- 🤝 LSP: Open Financial Technologies Private Limited -BankOpen (Lending Service Provider, per RBI's directory). The loan itself is given by LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED).
- 📧 Grievance officer: grievances@bankopen.co
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Open.money — What RBI's DLA Directory Records
| Regulated entity | LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC) |
| LSP (Lending Service Provider) | Open Financial Technologies Private Limited -BankOpen |
| Entity website | https://www.lendingkart.com |
| Grievance officer | Mr. Premjith |
| Grievance contact | grievances@bankopen.co · 18003092225 |
📱 Distributed via: Website
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Open.money loan app safe?
Open.money is listed in RBI's public directory of Digital Lending Apps, deployed by LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Open.money?
Open.money is deployed by LENDINGKART FINANCE LIMITED (FORMERLY AADRI INFIN LIMITED), a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Open.money customer care / grievance contact?
The grievance redressal officer on record is Mr. Premjith — grievances@bankopen.co, 18003092225. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Open.money?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievances@bankopen.co). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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