Is Oolka Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Oolka”
- 🏛️ Deployed by: INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD) (NBFC)
- 🤝 LSP: Sixdis Technologies Private Limited (Lending Service Provider, per RBI's directory). The loan itself is given by INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD).
- 📧 Grievance officer: grievance@oolka.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Oolka — What RBI's DLA Directory Records
| Regulated entity | INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD) (NBFC) |
| LSP (Lending Service Provider) | Sixdis Technologies Private Limited |
| Entity website | https://www.incred.com |
| Grievance officer | Jatin Mazalcar |
| Grievance contact | grievance@oolka.in · 7204712789 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
Not sure Oolka is your best option?
No app. No contacts access. Just your offer — from 100+ RBI-registered lenders, with no CIBIL hit.
Get Real Offers — Free →Popular with borrowers
❓ Quick Answers
Is Oolka loan app safe?
Oolka is listed in RBI's public directory of Digital Lending Apps, deployed by INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Oolka?
Oolka is deployed by INCRED FINANCIAL SERVICES LIMITED (FORMERLY KKR INDIA FINANCIAL SERVICES LTD), a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Oolka customer care / grievance contact?
The grievance redressal officer on record is Jatin Mazalcar — grievance@oolka.in, 7204712789. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Oolka?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (grievance@oolka.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
📚 Related
Check Another Loan App →
Instant verdict against RBI's DLA directory.
RBI Complaint (free) →
RB-IOS 2026 — no lawyer needed.
Report a Fake Loan App →
Verify the NBFC + Sachet filing walkthrough.
Low CIBIL Loan Apps →
Lenders that approve below 650.
Compare Oolka vs 100+ Lenders — Free →
Zero CIBIL impact. Real offers in 30 seconds.