Is OkCredit Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “OkCredit”
- 🏛️ Deployed by: 3 regulated entities (see below)
- 📧 Grievance officer: help@okcredit.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 OkCredit — What RBI's DLA Directory Records
| Regulated entity | FINTREE FINANCE PRIVATE LIMITED (NBFC) |
| Entity website | https://fintreefinance.com/ |
| Grievance officer | Jayanth Bhatt |
| Grievance contact | help@okcredit.in · 0 |
| Regulated entity | HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED (NBFC) |
| Entity website | https://www.vivriticapital.com/ |
| Grievance officer | Jayanth Bhatt |
| Grievance contact | help@okcredit.in · 6364690681 |
| Regulated entity | UNITY SMALL FINANCE BANK LIMITED (BANK) |
| Entity website | https://theunitybank.com/) |
| Grievance officer | Jayanth Bhatt |
| Grievance contact | help@okcredit.in · 6364690681 |
📱 Distributed via: Google Play · iOS App Store
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is OkCredit loan app safe?
OkCredit is listed in RBI's public directory of Digital Lending Apps, deployed by 3 regulated entities including FINTREE FINANCE PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind OkCredit?
OkCredit is deployed by 3 RBI-regulated entities: FINTREE FINANCE PRIVATE LIMITED, HARI AND COMPANY INVESTMENTS MADRAS PRIVATE LIMITED, UNITY SMALL FINANCE BANK LIMITED. Your loan agreement names the specific entity for your loan — check it there.
OkCredit customer care / grievance contact?
The grievance redressal officer on record for FINTREE FINANCE PRIVATE LIMITED is Jayanth Bhatt — help@okcredit.in, 0. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against OkCredit?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (help@okcredit.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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